Cigars and Life Insurance

[BlindedByScience]

Originally Posted by srduggins

Lying on your insurance physical is a good way to have your policy cancelled in the event there is a payoff (and they won't pay). I wouldn't take the risk. Consider it the price you pay for being a smoker. It really sucks.

Can't stress this enough. Last thing you want is to have your policy invalidated due to lying on your application. It's just not worth it.

As others have said, different companies treat cigars very differently. It's worth looking around a bit. I got a decent supplemental policy from Prudential that seemed reasonable. YMMV.....