Cigars and Life Insurance

srduggins · 05-30-2011, 09:52 AM

I've heard that stopping for two weeks will reduce what they check in your blood to low enough levels to pass as a non-smoker. It's actually Cotylene or something like that (too lazy to look it up) that is in your blood as a result of smoking.

Lying on your insurance physical is a good way to have your policy cancelled in the event there is a payoff (and they won't pay). I wouldn't take the risk. Consider it the price you pay for being a smoker. It really sucks.

05-30-2011, 09:52 AM	#14
srduggins Feeling at Home Join Date: Apr 2009 First Name: steve Location: So. Cal. No More Posts: 504 Trading: (37)	Re: Cigars and Life Insurance I've heard that stopping for two weeks will reduce what they check in your blood to low enough levels to pass as a non-smoker. It's actually Cotylene or something like that (too lazy to look it up) that is in your blood as a result of smoking. Lying on your insurance physical is a good way to have your policy cancelled in the event there is a payoff (and they won't pay). I wouldn't take the risk. Consider it the price you pay for being a smoker. It really sucks. __________________ ". . . but it's good, I guess, that you have the entire asylum to query, but you'll never get a straight answer out of any of us." - OLS