Cigars and Life Insurance

[Costa]

Originally Posted by LasciviousXXX

Exactly. It was my position that it wasn't worth the risk to my family in the event of my death. I didn't want my wife to have to go through the hassle of fighting with the insurance company right after I died. Especially when there are companies out there that don't penalize you as much for smoking cigars.

I consider it another way of providing for and ensuring my family's future.

I think this nails it on the head.

Can I ask for some opinions on where to go for life insurance or where members here had best experience? Thanks again!

I hope I did not post this in the wrong section.

[LasciviousXXX]

Originally Posted by Costa

Can I ask for some opinions on where to go for life insurance or where members here had best experience? Thanks again!

I myself personally went with ING as they had the best rates for my age group with the amount of coverage I needed. They have a cigar policy which basically puts me at the non-smoker rate. I believe Prudential as well as New York Life both have similar cigar policies, if memory serves me.

[Costa]

Originally Posted by LasciviousXXX

I myself personally went with ING as they had the best rates for my age group with the amount of coverage I needed. They have a cigar policy which basically puts me at the non-smoker rate. I believe Prudential as well as New York Life both have similar cigar policies, if memory serves me.

Thank you!