Debit Card Fraud

icehog3 · 03-30-2011, 09:07 AM

FYI...the banks have the victim make a report with their local police department. They may put the amount stolen on "hold" against your balance, just until their investigation is through ( longest I have seen is a couple weeks)....then they do not hold you liable. One thing I would do if what you are saying holds true, is find another bank immediately.

Blueface · 03-30-2011, 09:09 AM

Is your debit card a Visa?

Starscream · 03-30-2011, 09:13 AM

Quote:

Originally Posted by icehog3

FYI...the banks have the victim make a report with their local police department. They may put the amount stolen on "hold" against your balance, just until their investigation is through ( longest I have seen is a couple weeks)....then they do not hold you liable. One thing I would do if what you are saying holds true, is find another bank immediately.

The 48 hour deal is federal law as far as I know, not bank policy.
I'm having my wife file a police report today.

Quote:

Originally Posted by awsmith4

Your bank should allow you to contest the charges and you should get it back.

A few years ago I was driving to North Carolina when I got a call asking if I had just bought gas in Montreal. It took a few days to straighten out but I got the funds back.

Was that with a Debit Card or Credit Card?

Quote:

Originally Posted by Blueface

Is your debit card a Visa?

Yes.

icehog3 · 03-30-2011, 09:17 AM

Quote:

Originally Posted by Starscream

The 48 hour deal is federal law as far as I know, not bank policy.

Apparently the banks can have a friendlier policy if they choose to, because I haven't seen that happen in the last 15 years, Andy.

Starscream · 03-30-2011, 09:23 AM

Quote:

Originally Posted by icehog3

Apparently the banks can have a friendlier policy if they choose to, because I haven't seen that happen in the last 15 years, Andy.

I haven't personally talked to anyone at the bank. My wife is the one who called. I may have to call and check on it myself. It was her card number that was used, but it's our account, not just hers.

Blueface · 03-30-2011, 09:27 AM

I am confused.
If a Visa debit card, Visa offers protection and you should not be responsible regardless of bank policy.

Starscream · 03-30-2011, 09:29 AM

Quote:

Originally Posted by Blueface

I am confused.
If a Visa debit card, Visa offers protection and you should not be responsible regardless of bank policy.

So should I call Visa and report it with them?

awsmith4 · 03-30-2011, 09:22 AM

Quote:

Originally Posted by Starscream

Was that with a Debit Card or Credit Card?

.

Debit Card

I am with everyone else, if your bank is willing to lose you over $225 I would move on.

03-30-2011, 09:07 AM	#1
icehog3 Admiral Douchebag Join Date: Oct 2008 First Name: Tom Location: Clermont, Kentucky Posts: 72,343 Trading: (60)	Re: Debit Card Fraud FYI...the banks have the victim make a report with their local police department. They may put the amount stolen on "hold" against your balance, just until their investigation is through ( longest I have seen is a couple weeks)....then they do not hold you liable. One thing I would do if what you are saying holds true, is find another bank immediately. __________________ Thanks Dave, Julian, James, Kelly, Peter, Gerry, Dave, Mo, Frank, Týr and Mr. Mark!

03-30-2011, 09:09 AM	#2
Blueface Gramps 4x's Join Date: Oct 2008 First Name: Horatio Seymore Hiny Location: Boca Raton - North of La Habana Posts: 8,774 Trading: (8)	Re: Debit Card Fraud Is your debit card a Visa? __________________ Little known fact: I am a former member of the Village People - The Indian

03-30-2011, 09:27 AM	#6
Blueface Gramps 4x's Join Date: Oct 2008 First Name: Horatio Seymore Hiny Location: Boca Raton - North of La Habana Posts: 8,774 Trading: (8)	Re: Debit Card Fraud I am confused. If a Visa debit card, Visa offers protection and you should not be responsible regardless of bank policy. __________________ Little known fact: I am a former member of the Village People - The Indian