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Old 07-05-2009, 11:26 AM   #1
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Default "Virtual" and/or "prepaid" credit Cards

Where do you guys get them issued?
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Old 07-05-2009, 11:27 AM   #2
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Default Re: "Virtual" and/or "prepaid" credit Cards

Bank of America issues Pre-paid credit cards. That's the only one I'm aware of
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Old 07-05-2009, 11:32 AM   #3
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Default Re: "Virtual" and/or "prepaid" credit Cards

Dustin, Do you have to be a member of the bank to get one?
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Old 07-05-2009, 11:34 AM   #4
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Default Re: "Virtual" and/or "prepaid" credit Cards

They have them at the grocery store here in several denominations all the way up to $500.
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Old 07-05-2009, 11:39 AM   #5
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Default Re: "Virtual" and/or "prepaid" credit Cards

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Originally Posted by Darrell View Post
They have them at the grocery store here in several denominations all the way up to $500.
These are great. If you want to go higher, just buy more.


Virtual credit cards are a form of "virtual cash", a really neat security idea from a long time ago in a galaxy far far away.

Here is a great article with names of some banks/companies doing the virtual.

http://seekingalpha.com/article/4193...l-credit-cards
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Old 07-05-2009, 11:55 AM   #6
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Default Re: "Virtual" and/or "prepaid" credit Cards

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Dustin, Do you have to be a member of the bank to get one?
I believe so brother.
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Old 07-05-2009, 01:01 PM   #7
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Default Re: "Virtual" and/or "prepaid" credit Cards

You can learn more about this type of card thru this site:
http://www.accountnow.com/
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Old 07-05-2009, 01:24 PM   #8
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Default Re: "Virtual" and/or "prepaid" credit Cards

I have looked into the one from Western Union. It just seems a little expensive to set up and add money to it.
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Old 07-05-2009, 02:15 PM   #9
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Default Re: "Virtual" and/or "prepaid" credit Cards

I know that HayGal issues a MasterCard for one time use, but I'm not sure if someone could use MC to buy cigars online. Especially since haygal is so down on tobacco products.

I have used them occassionally to make other purchases online with no problem. If anyone has ever tried it and it works, that might be the way to go...




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Old 07-05-2009, 02:19 PM   #10
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Default Re: "Virtual" and/or "prepaid" credit Cards

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Originally Posted by alley00p View Post
I know that HayGal issues a MasterCard for one time use, but I'm not sure if someone could use MC to buy cigars online.

all my online orders are paid with my MasterCard.
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Old 07-05-2009, 02:22 PM   #11
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Default Re: "Virtual" and/or "prepaid" credit Cards

Quote:
Originally Posted by alley00p View Post
I know that HayGal issues a MasterCard for one time use, but I'm not sure if someone could use MC to buy cigars online. Especially since haygal is so down on tobacco products.

I have used them occassionally to make other purchases online with no problem. If anyone has ever tried it and it works, that might be the way to go...




Mastercard for cigars, yes.

A Mastercard issued by Payp*l for cigars? Sounds like a quick way to get your Payp*l account suspended.
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Old 07-05-2009, 06:03 PM   #12
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Default Re: "Virtual" and/or "prepaid" credit Cards

Check and see if you have a 'Simon" mall around. They issue a Visa in any amount for $1. Best price around.
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Old 07-05-2009, 06:29 PM   #13
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Default Re: "Virtual" and/or "prepaid" credit Cards

Are there any issues with purchases not on US soil?

Though about loading one up, but not sure it would go through for int'l purposes.
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Old 07-05-2009, 06:29 PM   #14
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Default Re: "Virtual" and/or "prepaid" credit Cards

The local Wal Mart has pre-paid Visa's available. If I am not mistaken they are only $1 as well.
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Old 07-05-2009, 07:00 PM   #15
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Default Re: "Virtual" and/or "prepaid" credit Cards

Quote:
Originally Posted by icehog3 View Post
Mastercard for cigars, yes.

A Mastercard issued by Payp*l for cigars? Sounds like a quick way to get your Payp*l account suspended.
Read the fine print. As I recall, if someone offers a mastercard (or visa) but denies purchases for a vendor that is MC approved, well, they get their MC pulled by MC itself.
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Old 07-05-2009, 07:11 PM   #16
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Default Re: "Virtual" and/or "prepaid" credit Cards

I have a MC issued by hey gal (actually a debit card but for all practical purposes its a MC) and I use it all the time to purchase cigars from all the major online vendors. One of them is cigar international and I'm pretty sure it shows up right on my hey gal account balance page as "cigars international". Its a great way to spend my hey gal money without having to ask for a check.

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Old 07-05-2009, 07:38 PM   #17
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Default Re: "Virtual" and/or "prepaid" credit Cards

I'm fairly certain heygal cannot ban your account for using your MC issued by them at a legally licensed tobacco dealer, since they function just like any other commercial business does.

The ban on use of heygal to pay for tobacco products most likely originates from the inability to prevent sale to minors, ensure taxes are properly paid, and because eCrap doesn't allow the sale of tobacco and heygal is owned by eCrap.
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Old 07-05-2009, 11:40 PM   #18
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Default Re: "Virtual" and/or "prepaid" credit Cards

Green Dot prepaid cards are available at many drugstores and grocery stores, I have used mine for every different transaction possible with no issues what so ever.

https://www.greendotonline.com/Contents/Login.aspx
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Old 07-06-2009, 12:14 AM   #19
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Default Re: "Virtual" and/or "prepaid" credit Cards

poopal issues these too if you dont want to actually leave your house.
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Old 07-06-2009, 02:07 AM   #20
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Default Re: "Virtual" and/or "prepaid" credit Cards

I recently applied for a Vision MC. It has a $1000 cap load. I thought it was going to be a great deal until I received the cardholder agreement booklet.

They hit you with so many nickel and dime charges that it's almost comical. Even when you cancel your card its $14.95. I haven't used it yet, not sure I will now. If Wal-Mart has prepaid cards there, I just might head over there and check them out.
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