Fiscal Responsibility

hoyohio · 11-26-2008, 08:19 PM

Quote:

Originally Posted by Da Klugs

One contrarian point that has only to do with timing. If as part of "your plan" regarding prudent cigar purchasing you anticipate and budget a larger than normal portion of your budget in the "now to christmas" period, much $$ can be saved by significant sales.

Very true...but only if you are managing your collection to a finite space. If you simply add storage as your collection increases, then "sales" purchases become incremental -- rather than opportunities for "savings."

I committed to a space (albeit a big one) and that is how I keep spending under control. It is impossible for me to store additional cigars beyond my agreed upon storage space without compromising their condition. I also only buy cigars with debit -- never on credit.

Da Klugs · 11-26-2008, 08:21 PM

Quote:

Originally Posted by hoyohio

Very true...but only if you are managing your collection to a finite space. If you simply add storage as your collection increases, then "sales" purchases become incremental -- rather than opportunities for "savings."

I committed to a space (albeit a big one) and that is how I keep spending under control. It is impossible for me to store additional cigars beyond my agreed upon storage space without compromising their condition. I also only buy cigars with debit -- never on credit.

Your willpower is an example to all!

Me? I'm gonna buy another cooler on Friday.

hoyohio · 11-26-2008, 08:24 PM

Quote:

Originally Posted by Da Klugs

Your willpower is an example to all!

Me? I'm gonna buy another cooler on Friday.

I vowed never to go back to coolers. They drive me bonkers.

Willpower? Well, I don't think they make a bigger Aristocrat...lol.

Da Klugs · 11-26-2008, 08:28 PM

Quote:

Originally Posted by hoyohio

I vowed never to go back to coolers. They drive me bonkers.

Willpower? Well, I don't think they make a bigger Aristocrat...lol.

Maybe coolers like short trips?

I did the same vow when I bought the cigar Club Wall thing. Vows work only until you are confronted with "that last thing" that wont cram into available space. For me it was Monte A's for sub $6 a stick. Vows be darned and coolers be bought.

M1903A1 · 11-26-2008, 08:32 PM

Quote:

Originally Posted by Da Klugs

Maybe coolers like short trips?

For me it was Monte A's for sub $6 a stick. Vows be darned and coolers be bought.

Yes...at a moment like that, everything goes out the window!!!

hoyohio · 11-26-2008, 08:33 PM

Quote:

Originally Posted by Da Klugs

I did the same vow when I bought the cigar Club Wall thing. Vows work only until you are confronted with "that last thing" that wont cram into available space.

Crap...I'm about ten boxes away from being tested by the Universe...lol

Da Klugs · 11-26-2008, 08:59 PM

Quote:

Originally Posted by hoyohio

Crap...I'm about ten boxes away from being tested by the Universe...lol

Not as infinite as the universe, but I'm pretty sure the cooler manufacturers have us covered in our times of need.

Snake Hips · 11-27-2008, 02:09 PM

Quote:

Originally Posted by hoyohio

Very true...but only if you are managing your collection to a finite space. If you simply add storage as your collection increases, then "sales" purchases become incremental -- rather than opportunities for "savings."

I committed to a space (albeit a big one) and that is how I keep spending under control. It is impossible for me to store additional cigars beyond my agreed upon storage space without compromising their condition. I also only buy cigars with debit -- never on credit.

That's my plan. The Vino and the desktop are as far as I go. Once the Vino is filled, my spending will go way down. A few singles at the B&M and replacing stock as I smoke it. No more $500 sprees for the sake of filling space...

Drazzil · 08-31-2010, 01:54 PM

I have had to address this problem in my own life as of late. I wont mention on what but I most certainly overspent on cigars recently. I got suckered in by the "I wont see it again" mentality.

I have recently witnessed my financial aid (University grants) slashed by seventy percent, and I don't know how I am going to finish school (on last six months of business degree) and yet I spent two hundred and thirteen dollars on a bundle that I thought I really wanted. Granted they are good smokes, but they are NOT worth my financial peace of mind, which is why I am selling half of them.

I used to spend between one and two hundred dollars a month on going out to eat for lunch. Now I pack my lunch.

People are conditioned to be this way. And it's just a matter of conditioning ourselves to deny every little impulse that comes our way.

08-31-2010, 01:54 PM	#9
Drazzil Adjusting to the Life Join Date: Oct 2008 First Name: David Location: Boozetown Posts: 355 Trading: (31)	Re: Fiscal Responsibility I have had to address this problem in my own life as of late. I wont mention on what but I most certainly overspent on cigars recently. I got suckered in by the "I wont see it again" mentality. I have recently witnessed my financial aid (University grants) slashed by seventy percent, and I don't know how I am going to finish school (on last six months of business degree) and yet I spent two hundred and thirteen dollars on a bundle that I thought I really wanted. Granted they are good smokes, but they are NOT worth my financial peace of mind, which is why I am selling half of them. I used to spend between one and two hundred dollars a month on going out to eat for lunch. Now I pack my lunch. People are conditioned to be this way. And it's just a matter of conditioning ourselves to deny every little impulse that comes our way.