Hit and Runs...

s0leful0ne · 03-11-2010, 12:45 PM

Home for spring break, my car alarm went off yesterday I assumed it was nothing. On my way out to lunch a few hours later and I realized someone had hit my car...No note or anything. Judging by the angle, the most likely candidate is the neighbor across the street. Looking at his car (suspiciously backed in this time) it has too many prior dings to make any sort of conclusion. I was grabbing the mail later in the day, and the wife(?) started to say "how are you doing", but the husband(?) hurried her inside and shut the garage.

Had the police report ready to file, but decided against it, the damage is likely less than $500 not worth the hassle and a $500 deductible. My mom, bless her heart, told me that if they dont have the courage to own up to it that karma will come back around and take care of it. Its just a shame these days that people can't own up to their own actions.

03-11-2010, 12:50 PM

well, if it helps any, that's a direct impact from almost 90 degrees.

Your door, as well as the dent, have NO directional abrasions (scratches).

I'd kick the neighbor dead in the testicle for that one.

namely -

1) for doing it

2) for attempting to play it off

Need me to come "accidentally" hit his car with an 8,000 lb truck???

MortonMilo · 03-11-2010, 12:54 PM

Invite him over for dinner.

kelmac07 · 03-11-2010, 12:55 PM

Sorry to hear Aldrin...that sucks big time.

03-11-2010, 12:58 PM

I have a feeling that is more than $500.

My car just got out of the shop and for a new tail light, painted bumper, and labor it cost the lady who hit me $1500.

ir13 · 03-11-2010, 01:00 PM

if its just the fender and nothing else it shouldnt exceed $500 IMO.

Blueface · 03-11-2010, 01:01 PM

Being in the fraud detection business involving staged accidents and damages and given my background in a body shop and as an adjuster and manager, I say very well done by all of you that have assessed this to be a backing up type impact as opposed to a sideswipe.
Clearly evident by the door not having a major impact to go along with what the fender sustained.
As far as your $500 assessment, consider the following:
Cost of Fender - probably in the $150 plus range
Cost of labor to remove old fender and install new one - probably around $45-50 per hour, minimum, more if at a dealer
Cost of materials to paint the new fender - very expensive nowadays
Cost of prepping, priming and painting the new fender
Cost of inner fender skirt - plastic and clearly damaged
Door OK or does that need to be addressed and blended for color matching?
Cost of clearing door to match once blended
Any damage to suspension? Any chance the wheel got whacked and now you will eat your tire?
Any damage to the rim? That alone can be from $250-$500 easily.

I would inspect his car closely. Impossible for him to not have sustained some resulting damage. Does he have a painted bumper or chrome?

Volt · 03-11-2010, 01:02 PM

you might want to call.... It's gonna be pricier than you think to fix. Sorry for the luck.

SinPena! · 03-11-2010, 01:04 PM

You should go and question your neighbor, ask them if they seen anything. It is better to know then assume what happened.

GKitty · 03-11-2010, 01:06 PM

If they can prove it's him, you don't have to pay the deductible as it comes out of his insurance.

Had a neighbor back into someone's motorcycle which tipped the bike over onto my grill. The motorcycle owner and I both got checks for the damage. I never even had to call my insurance company.

Commander Quan · 03-11-2010, 01:12 PM

I'd have a talk with the neighbor, let him know that if he did do it you would like him to turn it into the insurance, other wise you will will be contacting the police and reporting a hit and run. If the police find out that he did do it, it will be a lot worse for him at that point.

RevSmoke · 03-11-2010, 01:12 PM

Two things.

1) Not sure this is less than $500 or not.

2) File the police report. Hit & runs happen all the time, often by the same people who thereby think they can get away with it because it doesn't get reported.

neoflex · 03-11-2010, 02:14 PM

Your better than me as I probably would have confronted them but I would at least file a police report and I am in the camp that your looking at more than $500 for repairs.

Col. Kurtz · 03-11-2010, 02:35 PM

Quote:

Originally Posted by Blueface

Being in the fraud detection business involving staged accidents and damages and given my background in a body shop and as an adjuster and manager, I say very well done by all of you that have assessed this to be a backing up type impact as opposed to a sideswipe.
Clearly evident by the door not having a major impact to go along with what the fender sustained.
As far as your $500 assessment, consider the following:
Cost of Fender - probably in the $150 plus range
Cost of labor to remove old fender and install new one - probably around $45-50 per hour, minimum, more if at a dealer
Cost of materials to paint the new fender - very expensive nowadays
Cost of prepping, priming and painting the new fender
Cost of inner fender skirt - plastic and clearly damaged
Door OK or does that need to be addressed and blended for color matching?
Cost of clearing door to match once blended
Any damage to suspension? Any chance the wheel got whacked and now you will eat your tire?
Any damage to the rim? That alone can be from $250-$500 easily.

I would inspect his car closely. Impossible for him to not have sustained some resulting damage. Does he have a painted bumper or chrome?

Carlos hit every angle. I've been in the loss business for a while also.

I'd probably, get a police report. It'll help prove your car was parked and not moving. Let the officer ask your neighbor what happened. He might be more likely to fess up.

I'd be willing to bet that's closer to $1200 in damages. Get the report, file it on his liability (if that's what happened) and get it fixed.

All just my opinion, but that does suck.

You'd be surprised how many H&R's I get vs. people taking responsibility. Or maybe not.

s0leful0ne · 03-11-2010, 02:44 PM

Quote:

Originally Posted by Blueface

I would inspect his car closely. Impossible for him to not have sustained some resulting damage. Does he have a painted bumper or chrome?

Hmm...now i'm concerned. Considering I have a long drive up to Gainesville tomorrow, if there is more damage than just cosmetic it could be very dangerous on the freeway.

The bumper is painted on the suspected car, but there are already so many dings and dents in it it would be hard to conclude anything.

Would it be too late to call in the report if it happened yesterday?

Col. Kurtz · 03-11-2010, 02:47 PM

Quote:

Originally Posted by s0leful0ne

Hmm...now i'm concerned. Considering I have a long drive up to Gainesville tomorrow, if there is more damage than just cosmetic it could be very dangerous on the freeway.

The bumper is painted on the suspected car, but there are already so many dings and dents in it it would be hard to conclude anything.

Would it be too late to call in the report if it happened yesterday?

No.

Edit to say. Listen to Carlos. I seem to remember Fla. being a PIP state once upon a time. Each state sets up its own rules on P&C. Statues were different enough I didn't get tied up in liability cases down there.

03-11-2010, 02:48 PM

If he does not confess to hitting your car a ski mask and shotgun are good persuasion tools.

Jack Straw · 03-11-2010, 02:57 PM

Do you see what happens? Do you see what happens, Larry? This is what happens!

Blueface · 03-11-2010, 04:09 PM

Quote:

Originally Posted by s0leful0ne

Hmm...now i'm concerned. Considering I have a long drive up to Gainesville tomorrow, if there is more damage than just cosmetic it could be very dangerous on the freeway.

The bumper is painted on the suspected car, but there are already so many dings and dents in it it would be hard to conclude anything.

Would it be too late to call in the report if it happened yesterday?

Absolutely not too late at all to file a report.
If you advise the police you suspect him, they may very well ask to see his car.
If he caused that kind of damage to your car, I doubt it won't be visible on his. Furthermore, a little thing called "paint transfer". Your fender has paint missing from the impact. Bet dollars to donuts it will be on his car.

03-11-2010, 04:13 PM

Fill a report, in other words do the right thing.

But I do have a question, was you parked right in front of his driveway? Doesn't make it right by no means. But the guy right across from me always has a car parked right in front of my driveway and there is no getting in and out for me without driving a little in my own yard. Pisses me the F off and if I could get away with it I would smash the hell out of one of them.

03-11-2010, 12:45 PM	#1
s0leful0ne Its Huge. Join Date: Oct 2008 Posts: 477 Trading: (22)	Hit and Runs... Home for spring break, my car alarm went off yesterday I assumed it was nothing. On my way out to lunch a few hours later and I realized someone had hit my car...No note or anything. Judging by the angle, the most likely candidate is the neighbor across the street. Looking at his car (suspiciously backed in this time) it has too many prior dings to make any sort of conclusion. I was grabbing the mail later in the day, and the wife(?) started to say "how are you doing", but the husband(?) hurried her inside and shut the garage. Had the police report ready to file, but decided against it, the damage is likely less than $500 not worth the hassle and a $500 deductible. My mom, bless her heart, told me that if they dont have the courage to own up to it that karma will come back around and take care of it. Its just a shame these days that people can't own up to their own actions. __________________ What's that smell?...Swamp Ash

03-11-2010, 12:50 PM	#2
tobii3 Guest Posts: n/a	Re: Hit and Runs... well, if it helps any, that's a direct impact from almost 90 degrees. Your door, as well as the dent, have NO directional abrasions (scratches). I'd kick the neighbor dead in the testicle for that one. namely - 1) for doing it 2) for attempting to play it off Need me to come "accidentally" hit his car with an 8,000 lb truck???

03-11-2010, 12:54 PM	#3
MortonMilo Blowing smoke Join Date: Feb 2010 First Name: R Posts: 215 Trading: (10)	Re: Hit and Runs... Invite him over for dinner.

03-11-2010, 12:55 PM	#4
kelmac07 Resident Maduro Whore!! Join Date: Apr 2009 First Name: Mac Location: Newport News, VA Posts: 27,322 Trading: (218)	Re: Hit and Runs... Sorry to hear Aldrin...that sucks big time. __________________ Dom in the MLB thread "I could probably get you to wear a Yankee hat for a Maduro!"

03-11-2010, 12:58 PM	#5
Darrell Guest Posts: n/a	Re: Hit and Runs... I have a feeling that is more than $500. My car just got out of the shop and for a new tail light, painted bumper, and labor it cost the lady who hit me $1500.

03-11-2010, 01:00 PM	#6
ir13 PSHC - T1nyH@ Join Date: Oct 2008 Location: South Carolina Posts: 1,440 Trading: (44)	Re: Hit and Runs... if its just the fender and nothing else it shouldnt exceed $500 IMO. __________________

03-11-2010, 01:01 PM	#7
Blueface Gramps 4x's Join Date: Oct 2008 First Name: Horatio Seymore Hiny Location: Boca Raton - North of La Habana Posts: 8,774 Trading: (8)	Re: Hit and Runs... Being in the fraud detection business involving staged accidents and damages and given my background in a body shop and as an adjuster and manager, I say very well done by all of you that have assessed this to be a backing up type impact as opposed to a sideswipe. Clearly evident by the door not having a major impact to go along with what the fender sustained. As far as your $500 assessment, consider the following: Cost of Fender - probably in the $150 plus range Cost of labor to remove old fender and install new one - probably around $45-50 per hour, minimum, more if at a dealer Cost of materials to paint the new fender - very expensive nowadays Cost of prepping, priming and painting the new fender Cost of inner fender skirt - plastic and clearly damaged Door OK or does that need to be addressed and blended for color matching? Cost of clearing door to match once blended Any damage to suspension? Any chance the wheel got whacked and now you will eat your tire? Any damage to the rim? That alone can be from $250-$500 easily. I would inspect his car closely. Impossible for him to not have sustained some resulting damage. Does he have a painted bumper or chrome? __________________ Little known fact: I am a former member of the Village People - The Indian

03-11-2010, 01:02 PM	#8
Volt I'm nuts for the place Join Date: Oct 2008 Posts: 2,799 Trading: (19)	Re: Hit and Runs... you might want to call.... It's gonna be pricier than you think to fix. Sorry for the luck. __________________ Curing the infection... One bullet at a time.

03-11-2010, 01:04 PM	#9
SinPena! Still Watching My Back Join Date: Feb 2010 Posts: 109 Trading: (9)	Re: Hit and Runs... You should go and question your neighbor, ask them if they seen anything. It is better to know then assume what happened.

03-11-2010, 01:06 PM	#10
GKitty JAFO Join Date: Oct 2008 First Name: Crystal Location: Olathe, KS Posts: 1,938 Trading: (8)	Re: Hit and Runs... If they can prove it's him, you don't have to pay the deductible as it comes out of his insurance. Had a neighbor back into someone's motorcycle which tipped the bike over onto my grill. The motorcycle owner and I both got checks for the damage. I never even had to call my insurance company. __________________ A lost SOTL wandering the weird landscape of domesticity.

03-11-2010, 01:12 PM	#11
Commander Quan Feeling at Home Join Date: Oct 2008 First Name: Derrick Location: Canton, OH Posts: 966 Trading: (4)	Re: Hit and Runs... I'd have a talk with the neighbor, let him know that if he did do it you would like him to turn it into the insurance, other wise you will will be contacting the police and reporting a hit and run. If the police find out that he did do it, it will be a lot worse for him at that point.

03-11-2010, 01:12 PM	#12
RevSmoke Ain't Never Gonna Leave Join Date: Oct 2008 First Name: Todd Location: Northcentral woods of Wisconsin Posts: 6,893 Trading: (51)	Re: Hit and Runs... Two things. 1) Not sure this is less than $500 or not. 2) File the police report. Hit & runs happen all the time, often by the same people who thereby think they can get away with it because it doesn't get reported. __________________ Todd__ "Smoke what you like, and enjoy it!"

03-11-2010, 02:14 PM	#13
neoflex I'm nuts for the place Join Date: Nov 2008 First Name: John Location: Monroe, NC Posts: 2,765 Trading: (32)	Re: Hit and Runs... Your better than me as I probably would have confronted them but I would at least file a police report and I am in the camp that your looking at more than $500 for repairs. __________________

03-11-2010, 02:48 PM	#17
Darrell Guest Posts: n/a	Re: Hit and Runs... If he does not confess to hitting your car a ski mask and shotgun are good persuasion tools.

03-11-2010, 02:57 PM	#18
Jack Straw Still Watching My Back Join Date: Jun 2009 First Name: Andrew Location: Brooklyn Posts: 111 Trading: (3)	Re: Hit and Runs... Do you see what happens? Do you see what happens, Larry? This is what happens! __________________ Overkill is consistently more fun.

03-11-2010, 04:13 PM	#20
tx_tuff Guest Posts: n/a	Re: Hit and Runs... Fill a report, in other words do the right thing. But I do have a question, was you parked right in front of his driveway? Doesn't make it right by no means. But the guy right across from me always has a car parked right in front of my driveway and there is no getting in and out for me without driving a little in my own yard. Pisses me the F off and if I could get away with it I would smash the hell out of one of them.