One Of An Est. 46 Million

[Veritas]

Originally Posted by ahc4353

Anyone else in this boat? Any suggestions?

First time ever in my life. Feeling kind of lost today.

I had a short ride in that boat earlier this year. The company I worked for was not very supportive of my military commitments (traditional member of ANG). They did what they had to do, but were very clear that they did not like it. I gave them about four months notice that I was being tasked with another deployment to the desert. They promptly began maneuverings that resulted in me being laid-off. All medical benefits immediately ceased. The insurance wasn't the best, but it was considerably better than nothing. The feeling of being uninsured wasn't a good one. The COBRA option was offered, but was prohibitively expensive. My wife has Graves Disease, a condition that requires lifelong monitoring, so being uninsured was not a good option for us.

The layoff happened only two months or so before my military mobilization. I volunteered to be activated early. Thankfully, this option was available to me. It isn’t there for most.

As for suggestions, look into a group option. Chances are that you belong to some group that has a policy with an insurance provider. Check with your bank, credit union, local professional organizations, fraternal organizations you may belong to… Options are out there, sometimes they are just difficult to find. Also look into a Health Savings Account. They have the advantage of offsetting a bit of your tax liability. Like others have suggested, a catastrophic coverage policy is a must. Good luck to you.