I totally suck at bills.

pnoon · 03-10-2009, 12:01 PM

You just need to practice, Scott.

Want to spend a few months paying mine?

shilala · 03-10-2009, 12:03 PM

Quote:

Originally Posted by pnoon

You just need to practice, Scott.

Want to spend a few months paying mine?

Hehehehe.
I don't think you'd want me anywhere near your credit score.

lightning9191 · 03-10-2009, 12:17 PM

I open all the bills when they come and put them in a pile according to the due date in my desk drawer. I don't have too many bills though so the pile doesn't fall over. I just make sure to check the pile every few days.....the next bill to be paid is on top and I know how close the due date is.

Kneo · 03-10-2009, 12:20 PM

I highly recommend MS Money or Quicken also. I have used MS Money for the past 8 years for my personnal accounts and use Quicken for my Home Business accounts.

Before I started using MS Money I was overdrawn alot and late on bills. Ever since I started using MS Money I have never overdrawn my account.

tsolomon · 03-10-2009, 12:34 PM

I use Quicken to balance my checkbook and online bill paying for all the bills. Quicken will allow you to put in your deposits or paychecks and then enter your bills as you pay them online. With online bill paying you can pay bills when they come in, but set the actual payment for the due date which is usually several weeks later. You can then see your balance over the month as money comes in and bills get paid.

themoneycollector · 03-10-2009, 12:42 PM

Usually you can add a CC to your recurring bills to pull it automatically as well.

K Baz · 03-10-2009, 12:47 PM

Oddily the fear of being cut off of whatever utility and or service insures that I pay my bill on time.

I personally pay them online the day I get them saves wondering and time. Get it pay it file it.

I know my Bank has a service where they recieve your bills and pay them for you. I also know you can get direct withdrawls and they just send you the statement. I have tried this with cigar vendors and none todate have offered the service

I am in Canada and things are probably different.

WildBlueSooner · 03-10-2009, 03:43 PM

Quote:

Originally Posted by themoneycollector

Usually you can add a CC to your recurring bills to pull it automatically as well.

You mean pay them with cubans instead of money?

03-10-2009, 03:48 PM

http://www.youtube.com/watch?v=fXEtqXcGZLo

rack04 · 03-10-2009, 12:26 PM

I have an excel spreadsheet that I track all my purchases. This not only allows me to know where my money is being spent but also tells me when it's due. I separate all purchases into the following categories:

Groceries (self explanatory)
Gas (self explanatory)
Retail (includes general shopping and miscellaneous items)
Health (includes copays and prescriptions)
Entertainment (includes alcohol, cigars, and all my habits)
Bills (includes rent, water, electricity, etc.)

Using this spreadsheet I can tell where I need to cut back, ie. entertainment. It helped my wife and I transition to one salary. In fact just today while inputting my receipts I found out that a Mexican food place that my wife and I ate at last week overcharged me $20. I probably wouldn't have noticed this if I wasn't anal.

03-10-2009, 12:01 PM	#1
pnoon YNWA Join Date: Oct 2008 First Name: Peter Location: San Diego Posts: 29,919 Trading: (20)	Re: I totally suck at bills. You just need to practice, Scott. Want to spend a few months paying mine? __________________ Be more concerned with your character than your reputation, because your character is what you really are, while your reputation is merely what others think you are. -John Wooden

03-10-2009, 12:17 PM	#3
lightning9191 I think I'm normal... Join Date: Oct 2008 First Name: Kevin Posts: 1,007 Trading: (8)	Re: I totally suck at bills. I open all the bills when they come and put them in a pile according to the due date in my desk drawer. I don't have too many bills though so the pile doesn't fall over. I just make sure to check the pile every few days.....the next bill to be paid is on top and I know how close the due date is. __________________ I eat gummy bears by tearing them limb from limb and eating their heads last.

03-10-2009, 12:20 PM	#4
Kneo The Second One Join Date: Oct 2008 First Name: Anthony Location: Des Moines, IA Posts: 380 Trading: (3)	Re: I totally suck at bills. I highly recommend MS Money or Quicken also. I have used MS Money for the past 8 years for my personnal accounts and use Quicken for my Home Business accounts. Before I started using MS Money I was overdrawn alot and late on bills. Ever since I started using MS Money I have never overdrawn my account. __________________ PSN & Xbox Live: KneoMattrix

03-10-2009, 12:34 PM	#5
tsolomon Have My Own Room Join Date: Oct 2008 First Name: Tom Location: The Villages, FL Posts: 1,248 Trading: (31)	Re: I totally suck at bills. I use Quicken to balance my checkbook and online bill paying for all the bills. Quicken will allow you to put in your deposits or paychecks and then enter your bills as you pay them online. With online bill paying you can pay bills when they come in, but set the actual payment for the due date which is usually several weeks later. You can then see your balance over the month as money comes in and bills get paid.

03-10-2009, 12:42 PM	#6
themoneycollector Nicotiana Tabacum Join Date: Oct 2008 Location: Hill AFB, UT Posts: 1,258 Trading: (108)	Re: I totally suck at bills. Usually you can add a CC to your recurring bills to pull it automatically as well.

03-10-2009, 12:47 PM	#7
K Baz Just in front of theStorm Join Date: Oct 2008 Location: Regina - it rhymes with fun Posts: 162 Trading: (1)	Re: I totally suck at bills. Oddily the fear of being cut off of whatever utility and or service insures that I pay my bill on time. I personally pay them online the day I get them saves wondering and time. Get it pay it file it. I know my Bank has a service where they recieve your bills and pay them for you. I also know you can get direct withdrawls and they just send you the statement. I have tried this with cigar vendors and none todate have offered the service I am in Canada and things are probably different.

03-10-2009, 03:48 PM	#9
ChicagoWhiteSox Guest Posts: n/a	Re: I totally suck at bills. http://www.youtube.com/watch?v=fXEtqXcGZLo

03-10-2009, 12:26 PM	#10
rack04 Lebowski Urban Achiever Join Date: Oct 2008 First Name: Justin Location: Dallas, TX Posts: 1,023 Trading: (20)	Re: I totally suck at bills. I have an excel spreadsheet that I track all my purchases. This not only allows me to know where my money is being spent but also tells me when it's due. I separate all purchases into the following categories: Groceries (self explanatory) Gas (self explanatory) Retail (includes general shopping and miscellaneous items) Health (includes copays and prescriptions) Entertainment (includes alcohol, cigars, and all my habits) Bills (includes rent, water, electricity, etc.) Using this spreadsheet I can tell where I need to cut back, ie. entertainment. It helped my wife and I transition to one salary. In fact just today while inputting my receipts I found out that a Mexican food place that my wife and I ate at last week overcharged me $20. I probably wouldn't have noticed this if I wasn't anal. __________________ "Why don't you put them in your secret compartment" - 12stones (Ricky)