Cotinine test/screen

[OLS]

Originally Posted by Jasonw560

And the insurance rates being lower. I call BS on that.

Like a local Ambulance Chaser here says, "have you EVER seen insurance rates go down, even once?"
He was talking about tort reform and how the ICs all say that tort reform will cause insurance rates to
go down. We all know that wouldn't be the result of tort reform. And every time an IC lowers your
rates, it is because you have bought your employees a package with higher deductibles is usually all.