Engagement rings (NOT FOR ME)

[smitty81]

Originally Posted by kydsid

They use Jewelers Mutual Insurance, that you have to buy separately for loss or theft. This is the same insurance you can get for any ring. I got it from my independent dealer.

http://www.perfectcircleinsurance.com/bluenilehome

http://www.jewelersmutual.com/

Ok, just wondering.

Kay jewelers replaced the diamond for free if one ever fell out.

[kydsid]

Originally Posted by smitty81

Ok, just wondering.

Kay jewelers replaced the diamond for free if one ever fell out.

And that is one of the selling points, Kay and all the other chain jewelers have. Nothing wrong with it, and there is the convenience they are all over the country.

However, I got insurance at a price that will take 25 years of insurance premiums to equal the difference in cost between my jewler and Kay for similar sized diamond and ring.

Plus my policy guarantees for theft too. I don't think Kay would care. Not that you would need to tell them it was theft and not loss, semantics really.