PooPail Question

[G G]

I have had a poopail account for over 10 years with my checking account tied to it and never had ANY problems at all. I just provided the routing and account number. when you check out at a site that you are using poopail as payment it pops up a secure poopail window that you sign into and complete the transaction then it returns you to the original page where the payment shows usually.

[tsolomon]

On the news last night suggested that you use a credit card for PooPail, not your bank account. This was based on the fact that if you get hacked, they can clean out your bank account and not have any way to contest it or get your money back. They strongly advised you to use a credit card.

1. Do not link your ****** to a bank account or debit card. A scammer could really take you for a ride if they can access to your account. This lets scammers drain or even overdraft your bank account.

2. Do link your ****** to a credit card. This offers you an extra layer of fraud protection. Experts say this lets you dispute a fraud charge on two fronts. Experts say that way you're more likely to get your money back.

3. Never click on links in e-mails from ******. They might not really be from ******. Scammers can lead you to a dummy site where. When you put in your information, scammers steal it. This is called spoofing and it’s common. ****** has 200 million users worldwide giving scammers many targets.

I tried to post the link, put had to switch it to Poopail in order to post it. You can click on the link and correct it to get to the article.

http://www.wusa9.com/news/local/new-...ount/436214221

[Ashcan Bill]

I'm not real trusting when it comes to my bank info Peter. I've had a CC linked to my PP account forever and never had a problem, and I do get rewards points.

I know of a number of instances where people got into disputes and PP took money out of bank accounts without any notice as a function of their resolution process. I figure if they don't have my bank info, they can't very well tap into my accounts without my approval.

I'm primarily a buyer though so there's really no reason for me to have anything other than a CC linked to PP. If you sell on the Bay, it might make more sense to link to an account if you want funds deposited directly.

[pnoon]

Originally Posted by Ashcan Bill

I'm not real trusting when it comes to my bank info Peter. I've had a CC linked to my PP account forever and never had a problem, and I do get rewards points.

I know of a number of instances where people got into disputes and PP took money out of bank accounts without any notice as a function of their resolution process. I figure if they don't have my bank info, they can't very well tap into my accounts without my approval.

I'm primarily a buyer though so there's really no reason for me to have anything other than a CC linked to PP. If you sell on the Bay, it might make more sense to link to an account if you want funds deposited directly.

If someone sends you money thru PP, is your credit card account credited? Or is a bank account required to receive funds?

[massphatness]

Originally Posted by pnoon

If someone sends you money thru PP, is your credit card account credited? Or is a bank account required to receive funds?

Your PP account is credited & you have a balance you can use with any person/entity that accepts PP

I don't think you can move money directly to your credit card

In order to get the cash out of PP, you would need to link a bank account or request PP send you a check ($1.50 fee applies)