I totally suck at bills.

[shilala]

I've been divorced for about three years now and I still totally suck at paying bills.
I've developed a process that includes a giant fallen over pile and a check book. I sift for an hour and keep writing checks till there's no more money, then I try again in another month or two.
The problem is that I never paid the bills in my life. Ever. There was always a girlfriend or a wife that did it.
I don't think I'm genetically predisposed to pay bills. I lack the boobs and brain power to care. I've always been perfectly fine with "I'll make the money, honey. You go ahead and spend it. If you need some more, let me know and I'll get ya some more."
If we ever needed more money, I'd just get a job or do something else drastic like that.
How the hell does a guy develop a system to get this stuff done?

[Mugen910]

Automatic online bill paying?

[Yazzie]

Originally Posted by Mugen910

Automatic online bill paying?

Very easy

Originally Posted by Mugen910

Automatic online bill paying?

Ditto,,,been doing this for 9 years now and never worry about bills and they are paid I get a receipt and know how much I have left on the balance.

[Skywalker]

Do what Bobarian does... Send a check for $100.00 for each bill, don't look at what you actually owe!!!

In a few months you'll get a refund from ATT... and your power shut off!!!

[Skywalker]

Do what Bobarian does... Send a check for $100.00 for each bill; don't look at what you actually owe!!!

In a few months you'll get a refund from ATT... and your power shut off!!!

[white_s2k]

There's a lot of software programs out there to help you keep track of bills, balances, etc. I can't remember any off the top of my head but I'm sure someone will jump in with some recommendations.

[WildBlueSooner]

"I lack the boobs and brain power to care"

You know guys can get boob jobs now...maybe that will help As far as brain power I think you a screwed

[WildBlueSooner]

Quiken is a good software but you have to be willing to take some time at least once a week. A lot of it is automated but you have to help it out.

I use Quicken and pay 99% of my bills online. Quicken reminds me when to pay bills.

I'm probably the exact opposite of you. I have always paid my bills and now pay all the bills my wife and I have. I am very anal about it. For some reason I have every receipt I've ever received since I was a sophmore in college. OCD anyone

[WildBlueSooner]

Originally Posted by Beer Doctor

I use Quicken and pay 99% of my bills online. Quicken reminds me when to pay bills.

I'm probably the exact opposite of you. I have always paid my bills and now pay all the bills my wife and I have. I am very anal about it. For some reason I have every receipt I've ever received since I was a sophmore in college. OCD anyone

Just a little I am the same way though...except the receipts.

[alley00p]

Here is what I do:

1) Take bill from mailbox
2) Write check the same day
3) Mail the bill and check back the very next day

This should solve your problem of having a pile of them

Scott, we used to be constantly late with bills, but unfortunately we can't follow the procedure above alot of the time because we get paid bi-monthly.

So our process is:
1) Get a calendar with room to write in the box each day.
2) Upon receipt of bill, open it, and mark the payee and $$ on the date 7 days prior to due date on the calendar.
3) File the opened bills in order of due date (we use a hanging plastic file).
4) On payday, pay as many bills as possible, depending on the amounts.
5) Mail bill and check that day or next, or use online bill pay (we do online, when possible).

This all sounds complicated, but the initial setup takes an hour or so, and when a bill arrives, it takes a few minutes to mark it on the calendar. Depending on the frequency of your pay periods, it may take 1/2 to an hour to write checks or do the online payment thing.

This process is what got us out of our bad habits and having to pay those ungodly late fees that you get hit with now. Now we have the bills under control, and my wife or myself can sit down twice a month to get everything paid in advance of the due dates, normally with money to spare.

[shilala]

Originally Posted by alley00p

Scott, we used to be constantly late with bills, but unfortunately we can't follow the procedure above alot of the time because we get paid bi-monthly.

So our process is:
1) Get a calendar with room to write in the box each day.
2) Upon receipt of bill, open it, and mark the payee and $$ on the date 7 days prior to due date on the calendar.
3) File the opened bills in order of due date (we use a hanging plastic file).
4) On payday, pay as many bills as possible, depending on the amounts.
5) Mail bill and check that day or next, or use online bill pay (we do online, when possible).

This all sounds complicated, but the initial setup takes an hour or so, and when a bill arrives, it takes a few minutes to mark it on the calendar. Depending on the frequency of your pay periods, it may take 1/2 to an hour to write checks or do the online payment thing.

This process is what got us out of our bad habits and having to pay those ungodly late fees that you get hit with now. Now we have the bills under control, and my wife or myself can sit down twice a month to get everything paid in advance of the due dates, normally with money to spare.

That's good stuff, Charlie.
I think I'm going to employ that and one of the badass bill organizers Greg posted.
That oughta get it under control.
I already called about getting a job. I think I'm gonna go back to work.

[TXRebel]

Originally Posted by shilala

That's good stuff, Charlie.
I think I'm going to employ that and one of the badass bill organizers Greg posted.
That oughta get it under control.
I already called about getting a job. I think I'm gonna go back to work.

Also keep your checkbook totaled, it will save you time when balancing. It only takes a minute to total when you do it after each check or deposit, instead of an hour if you total every week or month.

Just pay your bills..it's not hard. Spend less than you make.

[Volt]

Hmmm hire a maid. Clean house and bills paid.

[shilala]

Originally Posted by Volt

Hmmm hire a maid. Clean house and bills paid.

I used to have Kerri do my bills. Trouble is, she really doesn't take them very seriously. After a few "stern reminder" letters came in, I kinda took back over so that my credit rating wouldn't be completely destroyed.
She helped me do them this morning and was a big help.
I don't need a maid, I don't mind cleaning at all. I actually prefer to do it myself so that stuff is actually cleaned. I'm pretty anal about stuff being all clean and orderly. I wish that'd spill over to my bill-paying thing.

[WildBlueSooner]

Also I want to point out that when I first looked at the title of this thread I thought it said:

I totally suck balls.

That is the only reason I came here.

[Smokin Gator]

My wife does the house account and I do the business account. We are totally the opposite. I know about how much money I have and about what needs to be paid. I have them all set up to be paid either out of the bank account or onto a points accumulating credit card. I pay the credit card off once a month and use the points I get for something fun. I never actually balance the checkbook, but I do look at it once a month just to make sure there is no funny business.

I set up my bank to automatically send payment.