Discretionary Income - Page 2

Starscream · 11-12-2008, 10:39 AM

Quote:

Originally Posted by Rockestone

However, I am lucky enough to have a job that I believe is secure. When you do something nobody else wants to do, that makes it pretty secure!

Teaching?

Eating out
Cigars
Booze

Gargoyle · 11-12-2008, 10:40 AM

1. New "must have" electronic gadgets
2. Concerts and other costly entertainment
3. Dining out
4. Heat (set the thermostat lower)
...
....
137. Cigars

11-12-2008, 10:51 AM

1. Whiskey
2. Beer
3. Cigars in quantity
4. Books

I still spend on high grade. I also eat Vietnamese at least once a week no matter.

Rockestone · 11-12-2008, 10:53 AM

Quote:

Originally Posted by MithShrike

1. Whiskey
2. Beer
3. Cigars in quantity
4. Books

I still spend on high grade. I also eat Vietnamese at least once a week no matter.

Oh my God!! How do the Vietnamese feel about this?

rizzle · 11-12-2008, 10:57 AM

When it gets tight I use $20's to light my cigars instead of $100's. I gots to keep my street cred you know.

poker · 11-12-2008, 11:00 AM

Quote:

Originally Posted by Rockestone

Oh my God!! How do the Vietnamese feel about this?

LMAO!

KidRock · 11-12-2008, 11:02 AM

Quote:

Originally Posted by rizzle

when it gets tight i use $20's to light my cigars instead of $100's. I gots to keep my street cred you know.

hahahaha

DBall · 11-12-2008, 11:03 AM

Quote:

Originally Posted by MithShrike

I also eat Vietnamese at least once a week no matter.

Quote:

Originally Posted by Rockestone

Oh my God!! How do the Vietnamese feel about this?

This wins response of the month...

Send me your addy. That was some funny stuff.

shilala · 11-12-2008, 11:30 AM

I'm the "go to guy" for handouts and I don't have a hard and fast "this gets cut out" rule. If I have money in my pocket the answer is yes. No money in my pocket and the answer is no.
One exception is that I make sure my daughter has a few bucks via her allowance. We have a standing deal that if she takes care of her education I'll take care of everything else.
She pulled a 96% average this 9 weeks and she's in all advanced classes.
It's the best investment I've ever made, so I pay that bill first.
If there's anything left after bills we do whatever sounds fun, whether it be eating out or just going for ice cream.

This dropping of gas prices makes a big difference, that's for sure.
There's an extra 100 bucks a week available for fun stuff now.

awsmith4 · 11-12-2008, 12:13 PM

I never buy clothes or shoes because they eat into my cigar budget. So when things get tight I give up these things:

4. Eating/Drinking out
3. Scotch and High-end Bourbons (I can just drink Evan Williams)
2. Going out (movies,golf,etc.)
1. Non-cuban cigars (they are expensive)

webjunkie · 11-12-2008, 12:14 PM

First the cigars get cut from the budget, then booze goes, then eating out. Generally the first things I cut from the budget are luxuries for myself. Now that I've got my grad school stipend back I've finally been able to refill the stash.

11-12-2008, 12:26 PM

Quote:

Originally Posted by awsmith4

I never buy clothes or shoes because they eat into my cigar budget. So when things get tight I give up these things:

4. Eating/Drinking out
3. Scotch and High-end Bourbons (I can just drink Evan Williams)
2. Going out (movies,golf,etc.)
1. Non-cuban cigars (they are expensive)

You are a wise man.

11-12-2008, 12:47 PM

Not necessarily in this order.

1) Ammo and trips to the indoor range.

2) Eating out. That goes for lunch at work and dinner out with just my wife or her and the kids and their girlfriends.

3) Cigars get cut back to on-line purchases only and then lower priced smokes.

4) Booze, I go to the cheaper stuff in higher quantities.

5) Spontaneous purchases of any kind for anybody.

DrDubzz · 11-16-2008, 02:27 PM

general shopping (clothes, homestuff, etc.)

eating out

tobacco products and accessories

that's about all my wife and I spend money on, so that's all that really gets cut out

but it sucks, we both like to shop

11-16-2008, 02:48 PM

Good subject. My first item to leave behind is:

1. Dry cleaning ( couldnt believe I was paying out $50 a month for this )
2. Starbucks ( $5 3x a week $60 a month,,,f'n ridiculous )
3. Eating out ( 3 times a week avg. $20 per meal ,,,$240 a month,,,am I shitten myself? )
4. Cocktails ( 5 times a month,,,,$5 per and if I add the wife $10,,,,$50 a month plus ,,,cmon,,I can buy a bottles of my favorite stuff for that kind of money )

Holy Crap,,,,thats in the neighborhood of $400 a month that is just going out the window whereas I could be spending half that on cigars and still be saving money.

AriesOpusX · 11-16-2008, 03:06 PM

1. Ammo for the saturday range trips
2. Latte in the morning (I switch to regular coffee or just get it from the work coffee pot)
3. Grey goose vodka
4. Cigars

As you can see all the sacrifices are mine. The wife is entirely too spoiled.

Da Klugs · 11-16-2008, 03:16 PM

Quote:

Originally Posted by ahc4353

When money gets tight what is the top four things "to go" as far as what you "normally" buy?

The #'d meals at fast food. I like to get stuff from the dollar menu and bring my own can of soda. $ 2-3 for lunch vs $6-7 adds up fast.

Clothes - Old and have plenty so anything new is pure extravagance.

My blindly paying the girls cc bills without comment. Have had a few unfriendly discussions of late.

11-16-2008, 03:23 PM

SUSHI!

used to be a goto favorite for me, now a very occasional treat.

~Vitis

11-12-2008, 10:40 AM	#22
Gargoyle Got Coffee? Join Date: Oct 2008 First Name: Patrick Location: Central MA Posts: 389 Trading: (7)	Re: Discretionary Income 1. New "must have" electronic gadgets 2. Concerts and other costly entertainment 3. Dining out 4. Heat (set the thermostat lower) ... .... 137. Cigars

11-12-2008, 10:51 AM	#23
MithShrike Guest Posts: n/a	Re: Discretionary Income 1. Whiskey 2. Beer 3. Cigars in quantity 4. Books I still spend on high grade. I also eat Vietnamese at least once a week no matter.

11-12-2008, 10:57 AM	#25
rizzle Order Restored Join Date: Oct 2008 Location: st pete, fl Posts: 2,679 Trading: (23)	Re: Discretionary Income When it gets tight I use $20's to light my cigars instead of $100's. I gots to keep my street cred you know.

11-12-2008, 11:30 AM	#29
shilala Dear Lord, Thank You. Join Date: Oct 2008 First Name: Scott Posts: 13,721 Trading: (252)	Re: Discretionary Income I'm the "go to guy" for handouts and I don't have a hard and fast "this gets cut out" rule. If I have money in my pocket the answer is yes. No money in my pocket and the answer is no. One exception is that I make sure my daughter has a few bucks via her allowance. We have a standing deal that if she takes care of her education I'll take care of everything else. She pulled a 96% average this 9 weeks and she's in all advanced classes. It's the best investment I've ever made, so I pay that bill first. If there's anything left after bills we do whatever sounds fun, whether it be eating out or just going for ice cream. This dropping of gas prices makes a big difference, that's for sure. There's an extra 100 bucks a week available for fun stuff now.

11-12-2008, 12:13 PM	#30
awsmith4 Simple Pleasures - 2oL Join Date: Oct 2008 First Name: Albert Location: Marietta, Georgia Posts: 4,602 Trading: (111)	Re: Discretionary Income I never buy clothes or shoes because they eat into my cigar budget. So when things get tight I give up these things: 4. Eating/Drinking out 3. Scotch and High-end Bourbons (I can just drink Evan Williams) 2. Going out (movies,golf,etc.) 1. Non-cuban cigars (they are expensive) __________________ Its THIS easy to support our troops

11-12-2008, 12:14 PM	#31
webjunkie Still Watching My Back Join Date: Oct 2008 First Name: Daniel Location: Nagano Prefecture, Japan Posts: 213 Trading: (1)	Re: Discretionary Income First the cigars get cut from the budget, then booze goes, then eating out. Generally the first things I cut from the budget are luxuries for myself. Now that I've got my grad school stipend back I've finally been able to refill the stash.

11-12-2008, 12:47 PM	#33
nozero Guest Posts: n/a	Re: Discretionary Income Not necessarily in this order. 1) Ammo and trips to the indoor range. 2) Eating out. That goes for lunch at work and dinner out with just my wife or her and the kids and their girlfriends. 3) Cigars get cut back to on-line purchases only and then lower priced smokes. 4) Booze, I go to the cheaper stuff in higher quantities. 5) Spontaneous purchases of any kind for anybody.

11-16-2008, 02:27 PM	#34
DrDubzz Formerly RX2010 Join Date: Oct 2008 First Name: Tim Location: Virginia Posts: 2,201 Trading: (34)	Re: Discretionary Income general shopping (clothes, homestuff, etc.) eating out tobacco products and accessories that's about all my wife and I spend money on, so that's all that really gets cut out but it sucks, we both like to shop

11-16-2008, 02:48 PM	#35
Cigary Guest Posts: n/a	Re: Discretionary Income Good subject. My first item to leave behind is: 1. Dry cleaning ( couldnt believe I was paying out $50 a month for this ) 2. Starbucks ( $5 3x a week $60 a month,,,f'n ridiculous ) 3. Eating out ( 3 times a week avg. $20 per meal ,,,$240 a month,,,am I shitten myself? ) 4. Cocktails ( 5 times a month,,,,$5 per and if I add the wife $10,,,,$50 a month plus ,,,cmon,,I can buy a bottles of my favorite stuff for that kind of money ) Holy Crap,,,,thats in the neighborhood of $400 a month that is just going out the window whereas I could be spending half that on cigars and still be saving money.

11-16-2008, 03:06 PM	#36
AriesOpusX Goodfella Join Date: Oct 2008 Posts: 215 Trading: (0)	Re: Discretionary Income 1. Ammo for the saturday range trips 2. Latte in the morning (I switch to regular coffee or just get it from the work coffee pot) 3. Grey goose vodka 4. Cigars As you can see all the sacrifices are mine. The wife is entirely too spoiled.

11-16-2008, 03:23 PM	#38
Vitis Guest Posts: n/a	Re: Discretionary Income SUSHI! used to be a goto favorite for me, now a very occasional treat. ~Vitis