Has the economy changed your habits?

Scottw · 10-31-2008, 10:02 PM

Are you smoking/drinking less or more?
Eating out or eating in?
Going on vacations or staying home for Staycations?

My family and I try to cut costs whenever and wherever we can. Fortunatley, I am in a business that does good in good times and great in bad times.But we are a single income household with two kids and my wife attends Harvard University which is not exactly the cheapest place to learn. We still are budget - minded (wait till she sees the amount of smokes I bought this month) but we still like to enjoy an occasional meal out or a weekend away. What affects has the economic situation had on you?

AriesOpusX · 11-01-2008, 09:50 AM

I bought a bigger truck, I drive twice as much. We eat out more often, I smoke more expensive cigars, drink more expensive bourbon. The wife says I'm a jackass but the truth is business is just thriving right now.

icantbejon · 11-01-2008, 09:53 AM

It will affect me in about 2 months. We are moving and losing my wife's income. So we'll be down to 1 income and it will have a pretty serious change in lifestyle. In addition, we're trying to sell our GA house and it's not moving at all. Very aggravating.

Rockestone · 11-01-2008, 10:22 AM

Almost impossible to sell a house right now.

Our lifestyle hasn't changed at all. Job security is pretty good both on my side and the wife's. We are blessed.

tenbaseg · 11-01-2008, 10:37 AM

I went from having decent job security to very little. The economy has collapsed the company I work for. They announced company-wide layoffs. At the same time, my wife is giving up her job to stay at home with our newborn baby.

Needless to say, we're on expense lock down. No dinners, movies, gifts, and sadly, cigars.

gettysburgfreak · 11-01-2008, 10:42 AM

The crappy economy has effected me so far. As a recent college grad trying to find a job is proving difficult. Finding a job as a history major is bad enough but when nobody has any money to hire its really difficult. For the mean time I had take a job at a sporting goods store and try and save as much money as possible while living with my parents. It pretty much sucks

webjunkie · 11-01-2008, 11:50 AM

Quote:

Originally Posted by Scottw

Are you smoking/drinking less or more?

What is this more you speak of?

Quote:

Originally Posted by gettysburgfreak

The crappy economy has effected me so far. As a recent college grad trying to find a job is proving difficult. Finding a job as a history major is bad enough but when nobody has any money to hire its really difficult. For the mean time I had take a job at a sporting goods store and try and save as much money as possible while living with my parents. It pretty much sucks

Man, I feel your pain. It's hard to get a job with a history degree in a good economy. Hang in there and keep looking.

Tazziedevil · 11-01-2008, 05:51 PM

I walk much more often. Gas here is over $6.50/gallon(!), so....I have to

Starscream · 11-01-2008, 06:22 PM

Wife is back out of work again (fulltime anyways). She is substitute teaching part time, but doesn't pay to great. Not making many purchases right now. Too close to Christmas. After Christmas shopping is done, if we have any extras, then I'll be back to purchasing smokes for myself again.

11-01-2008, 09:44 PM

I now drive the speed limit on the expressway and started getting 50 more miles to the tankful!
I also started reloading my own ammunition!

11-01-2008, 10:05 PM

Quote:

Originally Posted by AriesOpusX

I bought a bigger truck, I drive twice as much. We eat out more often, I smoke more expensive cigars, drink more expensive bourbon. The wife says I'm a jackass but the truth is business is just thriving right now.

Thats good to hear...care to share spread the butter this way

Mugen910 · 11-01-2008, 10:25 PM

Eating out less...

Becoming snobby and buying better quality sticks...

Bombing less....

11-01-2008, 11:55 PM

No, if anything finance people like myself are doing better.

People don't worry about money until they don't have any it seems.

Hoping to buy a house *more likely a condo* in a year.

TripleF · 11-02-2008, 06:17 AM

Had to get a part time job.
Really, really looking for deals on cigars.
Bombing a whole lot less, unfortunately.

Costa · 11-02-2008, 07:34 AM

Locking down expenses as well. Job seems secure, but am in grad school, and if the job goes, so does my tuition reimbursement, so need to be smart.

Trying to put every last dime into the stock market at this point.

Vino is full, so I'm lucky there. It was the spaces that was causing me issues....lol.

AAlmeter · 11-02-2008, 08:31 AM

Quote:

Originally Posted by tenbaseg

I went from having decent job security to very little. The economy has collapsed the company I work for. They announced company-wide layoffs. At the same time, my wife is giving up her job to stay at home with our newborn baby.

Needless to say, we're on expense lock down. No dinners, movies, gifts, and sadly, cigars.

Me too. Just had a "surprise" layoff Friday. I got canned along with at least 40 others. About 1/3 of the company gone.

Don Fernando · 11-02-2008, 08:57 AM

Quote:

Originally Posted by Mugen910

Bombing less....

good, so I won't have to fear retaliation

So far the economy hasn't changed for me personaly, so I didn't have to change my habits. We'll see what the future brings.

11-02-2008, 09:15 AM

I'm still in college so I'm used to the living in the grind. I'm still doing everything about the same. However, I got gas in NC last night for 2.38. Southern by the grace of God I reckon.

Mark C · 11-02-2008, 12:19 PM

I'm doing fine. Not planning to sell or buy a house any time soon, gas prices are down, job is pretty secure (hoping for a promotion soon), retirement is 30 yrs away, no credit issues to worry about.

11-02-2008, 12:40 PM

I have job security (AFAIK) but that said, we're still cutting back on unnecessary expenses. I still buy cigars but tend to buy them in singles rather than 5 packs or anything. I'm also cutting back on how many I buy.

We tend to make our own meals and splurge once a week with sushi.

10-31-2008, 10:02 PM	#1
Scottw Going Commando Join Date: Oct 2008 First Name: Scott Location: Sussex, NJ Posts: 2,810 Trading: (6)	Has the economy changed your habits? Are you smoking/drinking less or more? Eating out or eating in? Going on vacations or staying home for Staycations? My family and I try to cut costs whenever and wherever we can. Fortunatley, I am in a business that does good in good times and great in bad times.But we are a single income household with two kids and my wife attends Harvard University which is not exactly the cheapest place to learn. We still are budget - minded (wait till she sees the amount of smokes I bought this month) but we still like to enjoy an occasional meal out or a weekend away. What affects has the economic situation had on you? __________________ "Ray when someone asks you if your a GOD you say yes."

11-01-2008, 09:50 AM	#2
AriesOpusX Goodfella Join Date: Oct 2008 Posts: 215 Trading: (0)	Re: Has the economy changed your habits? I bought a bigger truck, I drive twice as much. We eat out more often, I smoke more expensive cigars, drink more expensive bourbon. The wife says I'm a jackass but the truth is business is just thriving right now.

11-01-2008, 09:53 AM	#3
icantbejon Have My Own Room Join Date: Oct 2008 First Name: Jon Location: Chester, VA Posts: 1,219 Trading: (10)	Re: Has the economy changed your habits? It will affect me in about 2 months. We are moving and losing my wife's income. So we'll be down to 1 income and it will have a pretty serious change in lifestyle. In addition, we're trying to sell our GA house and it's not moving at all. Very aggravating. __________________ "Learn to pay attention. Life is hard.....it's even more challenging when you're stupid."

11-01-2008, 10:22 AM	#4
Rockestone Anythings Possible Join Date: Oct 2008 First Name: Greg Location: Anderson, SC Posts: 793 Trading: (5)	Re: Has the economy changed your habits? Almost impossible to sell a house right now. Our lifestyle hasn't changed at all. Job security is pretty good both on my side and the wife's. We are blessed. __________________

11-01-2008, 10:37 AM	#5
tenbaseg Saying no to daily deals! Join Date: Oct 2008 First Name: Garrett Location: Masshole Nation Posts: 1,094 Trading: (40)	Re: Has the economy changed your habits? I went from having decent job security to very little. The economy has collapsed the company I work for. They announced company-wide layoffs. At the same time, my wife is giving up her job to stay at home with our newborn baby. Needless to say, we're on expense lock down. No dinners, movies, gifts, and sadly, cigars.

11-01-2008, 10:42 AM	#6
gettysburgfreak Patriot Join Date: Oct 2008 Location: The Mitten Posts: 1,442 Trading: (2)	Re: Has the economy changed your habits? The crappy economy has effected me so far. As a recent college grad trying to find a job is proving difficult. Finding a job as a history major is bad enough but when nobody has any money to hire its really difficult. For the mean time I had take a job at a sporting goods store and try and save as much money as possible while living with my parents. It pretty much sucks __________________ Author ofeath, Disease, and Life at War: The Civil War Letters of Surgeon James D. Benton, 111th and 98th New York Infantry Regiments, 1862-1865.

11-01-2008, 05:51 PM	#8
Tazziedevil Still Watching My Back Join Date: Oct 2008 Location: Tasmania, Australia Posts: 110 Trading: (0)	Re: Has the economy changed your habits? I walk much more often. Gas here is over $6.50/gallon(!), so....I have to __________________ PMC Photography- Hobart Wedding photography

11-01-2008, 06:22 PM	#9
Starscream Knowhutimean, Vern? Join Date: Oct 2008 First Name: Andy Location: In a little town somewhere in the USA Posts: 10,237 Trading: (4)	Re: Has the economy changed your habits? Wife is back out of work again (fulltime anyways). She is substitute teaching part time, but doesn't pay to great. Not making many purchases right now. Too close to Christmas. After Christmas shopping is done, if we have any extras, then I'll be back to purchasing smokes for myself again. __________________ Insert quote here.

11-01-2008, 09:44 PM	#10
skyhigh340 Guest Posts: n/a	Re: Has the economy changed your habits? I now drive the speed limit on the expressway and started getting 50 more miles to the tankful! I also started reloading my own ammunition!

11-01-2008, 10:25 PM	#12
Mugen910 I <3 Huy Join Date: Oct 2008 First Name: Location Location: First Name Posts: 8,387 Trading: (106)	Re: Has the economy changed your habits? Eating out less... Becoming snobby and buying better quality sticks... Bombing less.... __________________ I'm not antisocial, I just think people are stupid.

11-01-2008, 11:55 PM	#13
Ace$nyper Guest Posts: n/a	Re: Has the economy changed your habits? No, if anything finance people like myself are doing better. People don't worry about money until they don't have any it seems. Hoping to buy a house more likely a condo in a year.

11-02-2008, 06:17 AM	#14
TripleF 11/11/11 EPIC IV Join Date: Oct 2008 First Name: Scott Location: Clearwater, FL Posts: 5,626 Trading: (176)	Re: Has the economy changed your habits? Had to get a part time job. Really, really looking for deals on cigars. Bombing a whole lot less, unfortunately. __________________ Cool Cigar Shirts, Stickers & More

11-02-2008, 07:34 AM	#15
Costa Cohibo Aficionado Join Date: Oct 2008 First Name: Craig Location: Here Posts: 199 Trading: (1)	Re: Has the economy changed your habits? Locking down expenses as well. Job seems secure, but am in grad school, and if the job goes, so does my tuition reimbursement, so need to be smart. Trying to put every last dime into the stock market at this point. Vino is full, so I'm lucky there. It was the spaces that was causing me issues....lol. __________________ It was the quintessential cc experience. Totally plugged, tasted like a burning straw hat, and made me all upset instead of relaxed. - shilala

11-02-2008, 09:15 AM	#18
SonsofClubDeck Guest Posts: n/a	Re: Has the economy changed your habits? I'm still in college so I'm used to the living in the grind. I'm still doing everything about the same. However, I got gas in NC last night for 2.38. Southern by the grace of God I reckon.

11-02-2008, 12:19 PM	#19
Mark C Feeling at Home Join Date: Oct 2008 Location: SE PA Posts: 674 Trading: (4)	Re: Has the economy changed your habits? I'm doing fine. Not planning to sell or buy a house any time soon, gas prices are down, job is pretty secure (hoping for a promotion soon), retirement is 30 yrs away, no credit issues to worry about.

11-02-2008, 12:40 PM	#20
Linus Guest Posts: n/a	Re: Has the economy changed your habits? I have job security (AFAIK) but that said, we're still cutting back on unnecessary expenses. I still buy cigars but tend to buy them in singles rather than 5 packs or anything. I'm also cutting back on how many I buy. We tend to make our own meals and splurge once a week with sushi.