Discretionary Income

Originally Posted by ahc4353

When money gets tight what is the top four things "to go" as far as what you "normally" buy?

Morning Coffee
Lunch Out
Cigars
New Clothes

Starbucks goes And I brown bag it or starve till supper (usually the latter due to laziness) Clothes drop to a when needed basis but is my normal

definately :dining out
unfortunately:stogies....have to really shop,and leaning more towards bundles..

[Starscream]

Originally Posted by Rockestone

However, I am lucky enough to have a job that I believe is secure. When you do something nobody else wants to do, that makes it pretty secure!

Teaching?






Eating out
Cigars
Booze

[Gargoyle]

1. New "must have" electronic gadgets
2. Concerts and other costly entertainment
3. Dining out
4. Heat (set the thermostat lower)
...
....
137. Cigars

1. Whiskey
2. Beer
3. Cigars in quantity
4. Books

I still spend on high grade. I also eat Vietnamese at least once a week no matter.

[Rockestone]

Originally Posted by MithShrike

1. Whiskey
2. Beer
3. Cigars in quantity
4. Books

I still spend on high grade. I also eat Vietnamese at least once a week no matter.

Oh my God!! How do the Vietnamese feel about this?

[poker]

Originally Posted by Rockestone

Oh my God!! How do the Vietnamese feel about this?

LMAO!

[DBall]

Originally Posted by MithShrike

I also eat Vietnamese at least once a week no matter.

Originally Posted by Rockestone

Oh my God!! How do the Vietnamese feel about this?

This wins response of the month...

Send me your addy. That was some funny stuff.

[shilala]

I'm the "go to guy" for handouts and I don't have a hard and fast "this gets cut out" rule. If I have money in my pocket the answer is yes. No money in my pocket and the answer is no.
One exception is that I make sure my daughter has a few bucks via her allowance. We have a standing deal that if she takes care of her education I'll take care of everything else.
She pulled a 96% average this 9 weeks and she's in all advanced classes.
It's the best investment I've ever made, so I pay that bill first.
If there's anything left after bills we do whatever sounds fun, whether it be eating out or just going for ice cream.

This dropping of gas prices makes a big difference, that's for sure.
There's an extra 100 bucks a week available for fun stuff now.

[awsmith4]

I never buy clothes or shoes because they eat into my cigar budget. So when things get tight I give up these things:

4. Eating/Drinking out
3. Scotch and High-end Bourbons (I can just drink Evan Williams)
2. Going out (movies,golf,etc.)
1. Non-cuban cigars (they are expensive)

[webjunkie]

First the cigars get cut from the budget, then booze goes, then eating out. Generally the first things I cut from the budget are luxuries for myself. Now that I've got my grad school stipend back I've finally been able to refill the stash.

[rizzle]

When it gets tight I use $20's to light my cigars instead of $100's. I gots to keep my street cred you know.

[KidRock]

Originally Posted by rizzle

when it gets tight i use $20's to light my cigars instead of $100's. I gots to keep my street cred you know.

hahahaha

[Da Klugs]

Originally Posted by ahc4353

When money gets tight what is the top four things "to go" as far as what you "normally" buy?

The #'d meals at fast food. I like to get stuff from the dollar menu and bring my own can of soda. $ 2-3 for lunch vs $6-7 adds up fast.

Clothes - Old and have plenty so anything new is pure extravagance.

My blindly paying the girls cc bills without comment. Have had a few unfriendly discussions of late.

SUSHI!

used to be a goto favorite for me, now a very occasional treat.

~Vitis