possibilities

[darkleeroy]

There's obviously more variables that just those two. On top of money, we haven't heard about a change in hours or a change in location. We don't know what the company is, and whether or not it even is going to exist within 20 years.

Finally your current salary determines what 8% is. 8% of $40k as opposed to 8% of $100,000 are two completely different numbers and should be treated differently.