Fiscal Responsibility

[alley00p]

I'd like to agree with everyone that this was a great post that should cause everyone to stop and think about their spending habits.

I realized that I was becoming a "slave" to the emails from various vendors, showing the 'unbelievable price" on this box or assortment of sticks. I fell prey to these for a short time, especially on sticks that I favored.

In my case, I have a 0% card that returns cash when used for purchases. I only use it for cigars and accessories and pay it off each month. But, after a spending spree this summer, I realized that I had dropped almost $800 on cigars in a 30 day period - almost all "sales" or or "once in a lifetime" deals! Fortunately, my card didn't hit me for finance charges because I couldn't afford to pay the card off that month.

Since that time, I've been much more careful in buying cigars. I realized that I could probably go without buying for months and never run out of sticks! Now, I pick up a stick or 2 at my local B&M, but I have been ignoring the sales pitches that arrive in my email box daily.

I hope that all my BOTLs and SOTLs will have a Happy Thanksgiving Holiday!