Just got screwed again...

It's been a rough year and a half for most everyone and it sounds like you're around my age. This may be small consolation but remember to let your accountant know about your losses so you can claim that on your taxes. We did that on ours and it made the difference about not having to pay any taxes which saved us a few thousand dollars. Get with your money people and get involved with where your money is going, how it's being handled. In this financial year it doesn't appear that being aggressive is the right road to go down. There can still be a financial gain in your portfolio but you may have to settle for 5% instead of what used to be. If your financial guy doesnt have a plan of action for you I'd see about finding a new one before he keeps losing more of your money. Just my 2 cents.