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Old 11-12-2008, 10:04 AM   #19
zmancbr
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Default Re: Discretionary Income

'Eating out' is the first thing to go... as a matter of fact I usually don't have much to cut there since I cook quite a bit at home and we take lunches to work... it saves us quite a bit in the long run...

The second is cigars... as much as I spend on cigars they have to be high on the list to get cut when I need to save!
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