My new car..she dead

[PeteSB75]

As far as the ticket, do yourself a favor and talk to a lawyer in NJ. If you have your insurance through an agent and are friendly with him, ask him about what it will do to your rates. If you are with a bigger co, don't ever mention a moving violation to them. They will already jack your rates through the roof for totaling a brand new car - single-car accident = your fault.