Life Insurance and Cigars

[taltos]

Originally Posted by Barteur

Is anybody had experience with this? Let say I really did not smoke when I sign up and that I started this year. Do I have to call my insurance to tell them? Is this a case where the 2 year clause come in place even if the death is not related to cigars?

I am presently reevaluating my life insurance but I dont want to open a can of worms and end up paying like crazy because I am smoking 2 or 3 cigars a month. (on the other hand I have been reading on this site for the past month I will propably start smoking more... you guys are evil)

Frenchie

You might want to ask this of residents of Quebec Province since I suspect that the rules might be different than those in the various states in your southern neighbor. I do know down here that some regulations can vary from state to state and may be the same for the several provinces in Canada.