Cutter and Lighter recommendations

My car is in the shop and costing a pretty penny to get fixed so to keep my wife happy I need to keep costs down. For now I need to keep it to less than $40 for a lighter (or just use a bic/matches) and I think I can get a punch and a cutter for less than $40. In a couple months this price range should increase. At that point I think I hope to have something specific in mind to buy. This is just the research phase.