Health insurance for self employment question

01-25-2009, 06:32 AM

I have been self employed for over 5 years. I have used 2 different plans.

#1 NASE National Association for Self Employed

#2 Blue Cross Blue Shield

The BCBS is far superior in all aspects. I will admit I am probably younger than you, 32, but I just got mother in law on the same program. They offered me better benefits at the same price, while having a larger network.

One piece of advice I can give you for sure is to sit down with someone who is in the business full time and is preferably a broker, not locked into one company. Don't waste your time with someone who does it part time or just got into the business. Typically the same person can offer you a wide array of insurance products i.e. life, auto, disability. You may be able to move other insurance that you currently have with them and get a discount.

Also I highly suggest that you just don't ever get sick!

Hope this helps.

Thread Tools
Show Printable Version Email this Page
Display Modes
Switch to Linear Mode Switch to Hybrid Mode Threaded Mode

01-25-2009, 06:32 AM	#2
dillio Guest Posts: n/a	Re: Health insurance for self employment question I have been self employed for over 5 years. I have used 2 different plans. #1 NASE National Association for Self Employed #2 Blue Cross Blue Shield The BCBS is far superior in all aspects. I will admit I am probably younger than you, 32, but I just got mother in law on the same program. They offered me better benefits at the same price, while having a larger network. One piece of advice I can give you for sure is to sit down with someone who is in the business full time and is preferably a broker, not locked into one company. Don't waste your time with someone who does it part time or just got into the business. Typically the same person can offer you a wide array of insurance products i.e. life, auto, disability. You may be able to move other insurance that you currently have with them and get a discount. Also I highly suggest that you just don't ever get sick! Hope this helps.