The freefall the stock market went into took my trust fund with it and wiped out my income for 2009, so we're down to one income as Marie's the only one working so we're really trying to figure out what we have to cut and it doesn't look like it's gonna be a very good year...eating out less...not going to the movies cause we can get them from Netflix...gonna be buying less cigars and smoking the pipe more I guess...we haven't really even been able to figure out quite what to do yet as we lost a hefty bit of yearly cash inflow, and due to health problems it's gonna be hard for me to find something to add back to said cash flow...no happy new year for us...