[Col. Kurtz]

You should have coverage up to your limit for personal property barring any exclusions or limitations on coverage. I think you would have a very good argument that they are personal property.

Now, I have thought about this before in regards to cigars that are not available on the US market and how(if) that claim should be filed.

If I recall correctly, Blueface is the resident claims manager. Perhaps he'll chime in with a ruling for us.