[massphatness]

I use this service A LOT -- too much, in fact ...

I've never paid a fee when using the gift option provided I funded the transaction through:

1. my HeyGal balance
2. my bank account (checking or savings)

I ALWAYS get asked about paying the fees for the gift option if I fund througha credit card or the credit line I have linked to my HeyGal account.

I sent a payment yesterday as a gift. No fee.