Quote:
Originally Posted by PeteSB75
Once the policy is written, it's a different question, as they can't take it away based on an increase in risk factors, or we'd all lose out getting older (biggest risk factor of all).
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Actually, most, if not all, of them can cancel you within a certain period of time (like a few years) - after that, most can't.
Difference between getting older and smoking is that getting older you have no choice in the matter. Smoking is a voluntarily chosen and assumed known health risk.