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Old 11-09-2009, 02:41 PM   #4
e-man67
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Default Re: Cigars & Life-Insurance... some real issues

My insurance tests and states the if you have used tobacco in the last 12 months it qualifies you as a tobacco user...I pay $25 extra per pay period (x 2 weeks) to smoke cigars. I may smoke 2 a week in the winter months and usually 5-9 per week in the warmer months (more like 5).
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