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Old 01-03-2009, 04:49 PM   #4
Ace$nyper
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Default Re: $32K in credit card debt at 28% interest.....

I see this all the time, people are already figuring the loop holes of the new bankruptcy laws.

What bothers me the most, if you know how to do this, you can have a pretty darn good life and "get away" with it.

While I understand hard times, I am a grad student after all the majority I see is just, spending more then you have.
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