[eber]

I am also in the process of fixing my credit, as I was an idiot years ago. I just got a new credit card from capital one with decent cash-back, I am using it for everything and paying it off every couple weeks because it has a low credit limit for the first few months.

to those with experience: how long did it take to get your score to come around? it has been about 2 years since I started being a responsible payee. I just got my free annual credit report and everything current looks great but I didn't opt to get the score (they wanted $14.99)

I am hoping to get a new (used) car after I graduate and not having to get a co-signer would be awesome