[macpappy]

Thanks Mark. I have been thinking along the same lines myself and while I don't have a cigar budget per se, I believe I have a reasonable approach that works for me. I'm self employed and have a set number of clients that I can count on for a solid base income every week. Usually once or twice a month I have small jobs come in that aren't on my weekly schedule. I take half of the income from the "non-scheduled" work and that's what the wife and I use for splurge spending - I use mine to buy cigars.

I have never been able to wrap my mind around the whole "invest in cigars" thing. In my mind, "invest" means you're going to see a profit from your expenditure. When I buy cigars I know I'm not going to re-sell them so there is no profit.

Now I do admit that I have a small stockpile for future enjoyment, but that's different.