[Volt]

I'm with you Todd, I don't get it either. Regardless as to self employed or working for a company - it's still giving your money away for free. I know a guy who gets between 5,000 and 6,000 a year as a tax return???? I begged him to give it to me during the year and I would give him his $5.000 in Jan. My goal +/- $250. There are a few items like capitol gains from my little mutual funds that are hard to control. The last 8 years have been just about the same in that $500 swing.