Quote:
Originally Posted by JE3146
In our current state of affairs its hard to save money. Claiming 0 on a W-2 is an easy method to save money for a lump sum at the beginning of the new year. Not only that, but since we get credits and deductions on tuition payments and loan interest, it inflates our refund even higher that what might of been a $1000 or less refund.
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So you income tax return is you savings plan? You don't get any interest!
Why don't you open an account and just put $20, $25, $30, or you name your amount in it each pay period. Throw out the deposit slips. Don't keep a ledger. Don't even look at it. When you want it at the beginning of the year, there it will be.
PLUS INTEREST!!!
Peace of the Lord be with you.