Quote:
Originally Posted by Cigary
It's important to note that debit cards are not the same as a Credit Card as far as protection for you when you buy goods and services. I learned the hard way with a debit card purchase and the person I bought goods from did not warranty the item that broke. I tried contacting my bank and they said since it was a debit card they could not guarantee the funds. I now use a CC for every purchase ( Capital One ) and have had to dispute a couple of purchases and they put my funds back within 24 hours. I never worry about a purchase anymore.
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This is foing to be my next route. Just seems the ability to dispute is apealing. Never had a credit card, now to figure out which one would be the best.
Okay...
I have decided to contact her local authorities and send a certified letter. When I call the law, what type of verbage do I use? What do I say? Do I file a report?
Thanks for all the help.
Joe