[DMK]

Sounds like your problem is a drainage issue. Do the gutters drain to the ground, weeping tiles or a dry well outside?
Looks like the yours either drain to ground, which means you need to extend them farther away from the foundation, or they drain to weeping tile which is plugged or collapsed. If yours go to weeping tile you can redirect to ground remembering to increase to distance from your foundation.
You can also drain the gutters to rain barrels for free garden water or direct to a dry well.
Having a contractor dig and seal will eat into your cigar budget, hold off on that thought.
Hope this helps.