[Silound]

I've got mine about evenly distributed through a couple energy related ETFs and a handful of stocks that are solid companies with regular dividends.

I typically shy away from straight mutual funds...they're "safer" but a decent bit slower; the excessive management fees and regulations mean that they frequently under-perform the market as a whole in any given year.


Remember the key in investing is to -make- money, not break even. If inflation means a dollar today is worth .90 next week, I want to see my dollar today pull more than 11 cents back as a return!