Re: social security
I look at it this way. Save and invest expecting to get no money from Uncle Sam coming to you at all. That way anything you may get from him, is cigar money.
I am 32 and have been saving for my retirement this way for the last ten or so years. I just had a daughter and we are starting to save for her education like it is going to cost half a million clams. The more you can save now the better off you will be later when you no longer have a working income.
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Damn I got a lot of smokes I need to try.
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