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Auto repair adventure...
...or "Why I do it myself"
A front wheel bearing is going out on our F250 4x4. A VERY simple thing to repair. I could get the parts online for about $230 (whole hub assy.) and replace it during my lunch break. But... I have a breakdown insurance policy (extended warranty). It's a free repair. So I took the truck in Wed. morning, first one there. I signed the paper and the mechanic took the truck right in. Two hours later the service adviser called and said my warranty company has to send my claim to a "review board" for approval. Friday, not done yet. It turns out (after a bunch of phone calls) that the "insurance claim review board" is a California gov't agency, and that the warranty co. would have approved the repair right away and I would have got my truck the same afternoon. WHY am I paying a GOV'T AGENCY to f__k with my warranty contract? I hate California. GRRRR!:c |
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Any more info than "insurance claim review board"? I can't find anything like that via Google.
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I'm beginning to get an itch. IBTL
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Read the policy closely. I was surprised to find out emissions devices are not covered on mine. The OEM warranty covers these well on most cars but not on heavier duty trucks. A lot of money can be spent diagnosing and repairing emissions problems.
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I gotta ask:
If Duane's comment was political commentary, then why wasn't Lance's? |
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I should not have vented my frustration at the (mostly non-political) bureaucracies in Calif. here as it tends to be borderline political from the start. Life is full of hurdles and obstacles and things that are common sense and simple are made more difficult the more third parties get involved. I really am not even sure the rep I talked to knew what she was talking about, or told the truth.
Here is a link to the CDI: http://www.insurance.ca.gov/0500-abo...-organization/ Check out the "'Brief Overview". This is the non-political gov't bureaucracy in charge of the insurance industry in Calif. It looks like they do a lot of good things, but who can tell what all is their reach. I strongly dislike my home state of California for many reasons, more all the time. I am not alone. Please don't ban anyone because of my thread. |
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I see a huge difference between a venting about general bureaucracy versus a jab at health care reform which is an obviously political statement. You asked for an explanation and I've provided one. For everyone, I do not want to publicly argue or debate the interpretation. I just wanted to address Scott's question. Further inquiries should be done via PM. |
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Politics aside Unless the auto repair insurance was funded by the state of Kalifornia it sounds fishy that the state would have any say in reviewing any claims against it.
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{{sorry for the partial threadjack}}
Wheel bearing trouble? Ugh. I had mine replaced on my car a while ago, now I suspect the driver side one is making noise, WAYYY before the amount of miles expected for them to fail. It makes a kind of loud, roaring sound from the left wheel area at freeway speeds. No looseness though when I jack the front end up and check, though. {{threadjack off. We now return to your regularly scheduled programming}} |
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