Low interest rate credit cards
 

So B of A sent me a letter saying in May they are raising rates on my card 4%. :dance:So my CC with be 12%. After they yanked my line of credit out from under my feet I feel like venturing out to find a CC that has maybe at the most the same rate I'm getting. I have excellent credit and dont have issues getting CC's.
I usually pay my bill in full and sometimes leave a couple of hundred on it but don't care for this crap.

Anyone seen any good rates lately? Not the one year 0% but indefinite?


thanks

Re: Low interest rate credit cards
 

Try a local credit union if you qualify, got a good rate on mine through one :tu

Re: Low interest rate credit cards
 

Chase has some good cards, but honestly if you pay your bill the way you describe, the % shouldn't matter. I would be looking for cards that offer more for me, like useful rewards or cash back.


Chase, however, has some good ones that run something like 2.99% + prime, so you're looking at sub-7% interest, but no rewards.

Re: Low interest rate credit cards
 

I'll check around my area when I get a chance.:tu




Ya I agree, but if I need to spend some money on an emergency and I can't pay it all I don't want to pay an arm and a leg for leaving a balance. I'll check out chase.

Re: Low interest rate credit cards
 

American Express is the best bet if you pay it off every month.

Re: Low interest rate credit cards
 

If you are looking to shop rates you might want to try http://www.bankrate.com

Re: Low interest rate credit cards
 

:tpd:
I now have one with chase because they bought wamu. They seem to be fee happy. I paid off my balance and left chase.

Re: Low interest rate credit cards
 

I got the same letter from B of A. SOB'S!

Re: Low interest rate credit cards
 

I don't have any, thank the Lord.:tu

Re: Low interest rate credit cards
 

I have AMEX and AMEX Blue, never had a problem.