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-   -   Haygal "Gift" loop hole closed (http://www.cigarasylum.com/vb/showthread.php?t=41247)

ade06 01-14-2011 02:32 PM

Haygal "Gift" loop hole closed
 
As an FYI, many of us have used the "gift" option when sending funds to people to avoid the recipient paying haygal's fees. It was a nice little loop hole to lower transaction costs. Well this practice as we know it appears to be over. When you now elect to send money via the "gift" option, at checkout haygal will give you the option to pay the recipient's fees or let the recipient pay the fees. For example if you want to send $30 to someone via gift and don't want them to pay haygal fees, the total $30 gift will become $31.17 to you. Or you can send $31.17 via gift (or noted as a purchase) and the recipient will pay the $1.17 transaction fee. Either way haygal will get their fee. I wonder how many millions of loss revenue it took for them to figure out that loophole.

Brutus2600 01-14-2011 02:37 PM

Re: Haygal "Gift" loop hole closed
 
I think that it's been that way for awhile. For as far back as I can remember (at least the last 8 months) when sending money via gift option it asked if I wanted to pay the fees or let the recipient pay the fees.

I may be wrong though :confused:

jitzy 01-14-2011 02:37 PM

Re: Haygal "Gift" loop hole closed
 
Didn't the sender always pay the fee and the only one that got no fee's was the recipient.

Ogre 01-14-2011 02:38 PM

Re: Haygal "Gift" loop hole closed
 
I just sent money today and didnt get tagged. I think if you send it to someone that has a business email known my them it gets tagged.

ade06 01-14-2011 02:40 PM

Re: Haygal "Gift" loop hole closed
 
Quote:

Originally Posted by jitzy (Post 1132962)
Didn't the sender always pay the fee and the only one that got no fee's was the recipient.

I've never had to pay the fee when sending via gift before today?

pektel 01-14-2011 02:41 PM

Re: Haygal "Gift" loop hole closed
 
Did you pay using a card or with your bank account?

jitzy 01-14-2011 02:42 PM

Re: Haygal "Gift" loop hole closed
 
Quote:

Originally Posted by ade06 (Post 1132966)
I've never had to pay the fee when sending via gift before today?

Are you sure about that? You may wanna go back and look cause I've never not paid the fee.

ade06 01-14-2011 02:42 PM

Re: Haygal "Gift" loop hole closed
 
Quote:

Originally Posted by pektel (Post 1132968)
Did you pay using a card or with your bank account?

CC, but this transaction was no different then my prior gifts.

pektel 01-14-2011 02:49 PM

Re: Haygal "Gift" loop hole closed
 
Huh, weird. I know it tries to get a fee from me when using a card. So I always just use my bank account.

Emjaysmash 01-14-2011 02:52 PM

Re: Haygal "Gift" loop hole closed
 
I've never paid a fee.

McSmokey 01-14-2011 02:58 PM

Re: Haygal "Gift" loop hole closed
 
I just did a transaction with no fee through gift. I know if I use a CC it charges me a fee but those are the only times I have had a fee.

ade06 01-14-2011 02:58 PM

Re: Haygal "Gift" loop hole closed
 
Quote:

Originally Posted by McSmokey (Post 1132990)
I just did a transaction with no fee through gift. I know if I use a CC it charges me a fee but those are the only times I have had a fee.

Interesting. :confused:

Ogre 01-14-2011 03:00 PM

Re: Haygal "Gift" loop hole closed
 
It sounds like a CC thing. Perhaps its PP way of recouping the CC fees.

ade06 01-14-2011 03:02 PM

Re: Haygal "Gift" loop hole closed
 
Quote:

Originally Posted by Ogre3239 (Post 1132994)
It sounds like a CC thing. Perhaps its PP way of recouping the CC fees.

Next time I send money I'll send it from my bank account to see if I charged the fee.

hotreds 01-14-2011 03:06 PM

Re: Haygal "Gift" loop hole closed
 
Quote:

Originally Posted by Ogre3239 (Post 1132994)
It sounds like a CC thing. Perhaps its PP way of recouping the CC fees.

I think that is the case.

Ogre 01-14-2011 03:07 PM

Re: Haygal "Gift" loop hole closed
 
Quote:

Originally Posted by ade06 (Post 1132996)
Next time I send money I'll send it from my bank account to see if I charged the fee.

I just did and was not charged.

ade06 01-14-2011 03:10 PM

Re: Haygal "Gift" loop hole closed
 
Thanks for the clarification. You have to know the system to beat it.

shvictor 01-14-2011 05:29 PM

Re: Haygal "Gift" loop hole closed
 
Quote:

Originally Posted by jitzy (Post 1132970)
Are you sure about that? You may wanna go back and look cause I've never not paid the fee.

I've never paid either

jitzy 01-14-2011 05:47 PM

Re: Haygal "Gift" loop hole closed
 
I think I stand corrected I just went and looked thru my PP and never got hit with fee's either

Brutus2600 01-14-2011 06:04 PM

Re: Haygal "Gift" loop hole closed
 
Yeah, I always use a CC...so that might be the case.


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