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View Full Version : New tires. New dent.


pektel
05-15-2013, 11:24 AM
Just got a call from a guy at the tire shop. I was hoping to hear that the new rear tires were on. Instead, it was a customer using their phone, telling me he backed into my car. So, I drove the boss's car down to get his insurance info, and check it out.

http://i161.photobucket.com/albums/t228/pektel/IMG_0628.jpg

http://i161.photobucket.com/albums/t228/pektel/IMG_0624.jpg

http://i161.photobucket.com/albums/t228/pektel/IMG_0622.jpg

I told him he should've hit it harder. :)

At least the only spot that was showing a little rust is the panel he hit. Gonna throw in a respray on the rear surround and trunk, and see if it passes the insurance.

He was surprised how calm I was. Said he'd be pissed if someone backed into his car. I told him getting pissed isn't gonna change anything, and no one got hurt, so no biggie. Sh*t happens. It's how you handle it that makes the difference. :tu

E.J.
05-15-2013, 11:28 AM
He was surprised how calm I was. Said he'd be pissed if someone backed into his car. I told him getting pissed isn't gonna change anything, and no one got hurt, so no biggie. Sh*t happens. It's how you handle it that makes the difference. :tu

Well said!:tu

Remo
05-15-2013, 11:31 AM
Yup, that's what insurance is for....sh!t happens, tho sucks it happened at all bro!

markem
05-15-2013, 11:37 AM
Thank you for being an adult in a situation in which many aren't. Good example.

Blueface
05-15-2013, 11:41 AM
Calls for replacement of quarter via a belt cut, with partial repair to sail panel.
Specially because of that color, needs blend into rear door, deck lid and rear fascia (bumper cover).
C-pillar may also need a minor pull.
Fascia needs some heat work and blend, perhaps needing full cover spray.
Can't see from photos but looks like deck lid may be compressed from damage to quarter. If so, needs repair on edge and may then need a full spray, rather than a blend, depending on how far out the bondo and primer need to go.
Did she knock off your wheel cover? Owed for that too if she did.

There you have it from an insurance company manager that spent years as an auto damage adjuster as well as an auto damage adjuster manager.
Basically, not minimal dollars at all here. This is a big dollar dent.

BTW, nice way to handle it. Too bad too many are consumed by material stuff and let it affect how they react.

kelmac07
05-15-2013, 11:50 AM
Kudos to you Peter for how you handled it brother. :tu :tu

ksknnr
05-15-2013, 11:51 AM
ouch, he must have been moving pretty good. At least no one was in the car.
I used to have a 2001 LS Sport, I loved that car.

shilala
05-15-2013, 11:58 AM
That's a bummer, Peter. Well handled, though. :tu

My kid blasted the neighbor's mailbox on the way home from work Saturday night. Just a little dent in his hood (an old F150) but it mangulated the mailbox, post and all. I was thrilled with how he and the neighbor handled it. I went to run interference, but didn't have to do or say anything.
The guy only wanted 60 bucks because it had been hit by the plow and they were getting a new and less expensive one anyway. They'd paid $150 for the one the boy wasted. The boy gave him $150, and insisted on it saying "I didn't smash the $60 one". I was very pleased with him, too.

CigarNut
05-15-2013, 12:02 PM
As others have said -- you handled this very well! Kudos to you. Now, go have a cigar!

Commander Quan
05-15-2013, 12:18 PM
My wife has been wanting a new car, and last month my neighbor across the street did us a favor by trying to park his Dodge Ram in the back seat of her 04 Nissan Sentra. The insurance co. gave us almost twice what I was expecting to get trying to sell it.

equetefue
05-15-2013, 12:40 PM
Kudos to you for the way you handled it. I know for a fact I would not act so cool, calm and collected if someone hit my baby.

irratebass
05-15-2013, 01:18 PM
Kudos to you for the way you handled it. I know for a fact I would not act so cool, calm and collected if someone hit my baby.

X2

Cheers to you Peter, and I hope you get a nice check from the ins company

jjirons69
05-15-2013, 01:42 PM
Did she knock off your wheel cover? Owed for that too if she did.


:D (Psst - A guy did it)

68TriShield
05-15-2013, 01:48 PM
Smacked the crap out of it,damn.

Blueface
05-15-2013, 02:33 PM
:D (Psst - A guy did it)

She, he, he-she, she-he, doesn't matter anymore these days.
I'll just blame it on the iPad keyboard.

Genetic Defect
05-15-2013, 02:39 PM
:D (Psst - A guy did it)

Dude looks like a lady.

pektel
05-15-2013, 02:58 PM
Calls for replacement of quarter via a belt cut, with partial repair to sail panel.
Specially because of that color, needs blend into rear door, deck lid and rear fascia (bumper cover).
C-pillar may also need a minor pull.
Fascia needs some heat work and blend, perhaps needing full cover spray.
Can't see from photos but looks like deck lid may be compressed from damage to quarter. If so, needs repair on edge and may then need a full spray, rather than a blend, depending on how far out the bondo and primer need to go.
Did she knock off your wheel cover? Owed for that too if she did.

There you have it from an insurance company manager that spent years as an auto damage adjuster as well as an auto damage adjuster manager.
Basically, not minimal dollars at all here. This is a big dollar dent.

BTW, nice way to handle it. Too bad too many are consumed by material stuff and let it affect how they react.

You are correct. Just got the bid from my body shop I normally use. A tad south of $4,000 in repairs. Which means it's totaled. The car is a 2000 model year, and just ticked 180K. I have around $6K in mods, so I'm going to buy it back, get the quarter panel fixed and primed, and vinyl wrap it myself I think. I really like not having a payment, and would be a fun project.

That wheel in the photo is my full size spare (the other wheel was in the back seat, awaiting one of the replacement tires.) My wheels look like this:

http://i161.photobucket.com/albums/t228/pektel/IMG_7770.jpg

I probably would've shed a tear if they got hit. Can't buy them in the US anymore, so replacement ones would be expensive.

ouch, he must have been moving pretty good. At least no one was in the car.
I used to have a 2001 LS Sport, I loved that car.

I'm guessing so too. Either that, or an extremely slow reaction time.

I really like the aesthetics of the LS.

That's a bummer, Peter. Well handled, though. :tu

My kid blasted the neighbor's mailbox on the way home from work Saturday night. Just a little dent in his hood (an old F150) but it mangulated the mailbox, post and all. I was thrilled with how he and the neighbor handled it. I went to run interference, but didn't have to do or say anything.
The guy only wanted 60 bucks because it had been hit by the plow and they were getting a new and less expensive one anyway. They'd paid $150 for the one the boy wasted. The boy gave him $150, and insisted on it saying "I didn't smash the $60 one". I was very pleased with him, too.

Sounds like you raised him right, Scott. :tu

As others have said -- you handled this very well! Kudos to you. Now, go have a cigar!

Oh, I'm thinking a strong drink is in order too. :D

Blueface
05-15-2013, 03:15 PM
Peter, not a buy back.
What you are looking to do is retain salvage.
Most if not all states allow that.
Depending on insurance company, they may try to fight it.

Basically, they determine ACV (actual cash value), plus applicable taxes and DMV fees, and deduct a salvage amount which they generally get from calling three salvage yards for bids.

You can certainly find a shop willing to repair quarter panel and that alone will be a significant savings.
Next, don't blend. Live with any possible tint and blend mismatch. Paint and materials adds serious bucks.

Good luck and let me know if you need help along the way in the total loss process.

forgop
05-16-2013, 12:12 AM
You have to give the guy credit for having enough sack to call you. In today's world, a lot of people would have left the scene if nobody saw them.

Fordman4ever
05-16-2013, 05:28 AM
I just bought a car with a salvage title on it and the insurance is super cheap. Pretty crappy that nice of car got banged up.

hammondc
05-16-2013, 06:19 AM
That'll buff out.

hammondc
05-16-2013, 06:20 AM
what kind of tires did you get?

pektel
05-16-2013, 09:33 AM
That'll buff out.

:rl I was surprised this made it to the second page before someone said it.


what kind of tires did you get?


My third choice. First choice was Fuzion ZRi. I got a friend that runs them on his Lotus, and that's what I have on the fronts. They don't make them in the size I needed (245/40/19). Second choice was Firestone Firehawk GT. Shop couldn't get those either. So they recommended Kumho Ecsta 4X, and the price was in line with what I was expecting, so I went with them.

AdamJoshua
05-16-2013, 09:40 AM
A lot of adults in this thread handling their business the way it should be, including Scott's kid. It's refreshing to see.

Good luck with dealing with Insurance company, hopefully they take care of you.

pektel
05-16-2013, 09:57 AM
Peter, not a buy back.
What you are looking to do is retain salvage.
Most if not all states allow that.
Depending on insurance company, they may try to fight it.

Basically, they determine ACV (actual cash value), plus applicable taxes and DMV fees, and deduct a salvage amount which they generally get from calling three salvage yards for bids.

You can certainly find a shop willing to repair quarter panel and that alone will be a significant savings.
Next, don't blend. Live with any possible tint and blend mismatch. Paint and materials adds serious bucks.

Good luck and let me know if you need help along the way in the total loss process.

Many thanks for the info/advice and the offer. He uses Progressive for his insurance, so they want to send their own adjuster out instead of using the body shop's bid if it's going to be deemed a total loss.